| Weiss Ratings |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 7.60 | |||
| Company Info |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| FDIC Number | 30879 | |||
| Phone Number | (951) 686-6060 | |||
| Website | www.myprovident.com | |||
| Asset Quality |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| 1-Year Asset Growth | -2.11% | |||
| 5-Year Asset Growth | 2.67% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.53% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| Total Assets | 1.23B | |||
| Total Deposits | 889.74M | |||
| Capital and Reserves |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| Capital | 116.75M | |||
| Leverage Ratio | 9.55 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Risk-Based Capital Ratio | 19.10 | |||
| Liquidity |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| Hot Money Ratio | 16.17% | |||
| Liquidity Ratio | 4.50% | |||
| Profitability |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 5.77M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 0.92% | |||
| Overhead Efficiency Ratio | 75.57% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 6.28% | |||