| Weiss Ratings |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 7.80 | |||
| Company Info |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| FDIC Number | 30879 | |||
| Phone Number | (951) 686-6060 | |||
| Website | www.myprovident.com | |||
| Asset Quality |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| 1-Year Asset Growth | -3.01% | |||
| 5-Year Asset Growth | 0.98% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.40% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| Total Assets | 1.21B | |||
| Total Deposits | 916.83M | |||
| Capital and Reserves |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| Capital | 122.77M | |||
| Leverage Ratio | 10.30 | |||
| Loan Loss Reserves to Loans | 0.56% | |||
| Risk-Based Capital Ratio | 20.34 | |||
| Liquidity |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| Hot Money Ratio | 16.82% | |||
| Liquidity Ratio | 4.64% | |||
| Profitability |
Provident Savings Bank, F.S.B.
Riverside, CA |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | 3.89M | |||
| Net Interest Spread | 3.19% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 74.22% | |||
| Return on Assets | 0.65% | |||
| Return on Equity | 6.46% | |||