The Peoples Savings and Loan Company

West Liberty, OH

Rating Date

March 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
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Total
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Capital

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Weiss Ratings	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.10
Capitalization Index	6.80
Liquidity Index	0.40
Profitability Index	2.60
Stability Index	4.60

Company Info	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
FDIC Number	30889
Phone Number	(937) 465-4931
Website	www.peoplessavingsonline.com/

Asset Quality	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.86%
5-Year Asset Growth	13.68%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.13%
Non-Performing Loans to Capital	1.32%
Non-Performing Loans to Loans	0.14%

Balance Sheet	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
Total Assets	107.55M
Total Deposits	77.48M

Capital and Reserves	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
Capital	9.63M
Leverage Ratio	8.85
Loan Loss Reserves to Loans	0.83%
Risk-Based Capital Ratio	14.11

Liquidity	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	27.13%
Liquidity Ratio	5.78%

Profitability	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.44%
Net Income	425.00K
Net Interest Spread	2.74%
Operating Profit to Average Assets	0.48%
Overhead Efficiency Ratio	81.52%
Return on Assets	0.39%
Return on Equity	4.52%