The Peoples Savings and Loan Company

West Liberty, OH

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.20
Capitalization Index	6.70
Liquidity Index	0.40
Profitability Index	2.60
Stability Index	4.70

Company Info	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
FDIC Number	30889
Phone Number	(937) 465-4931
Website	www.peoplessavingsonline.com/

Asset Quality	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.86%
5-Year Asset Growth	20.42%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
Total Assets	106.33M
Total Deposits	76.20M

Capital and Reserves	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
Capital	9.57M
Leverage Ratio	8.75
Loan Loss Reserves to Loans	0.85%
Risk-Based Capital Ratio	15.12

Liquidity	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	27.70%
Liquidity Ratio	6.55%

Profitability	The Peoples Savings and Loan Company West Liberty, OH	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.44%
Net Income	356.00K
Net Interest Spread	2.70%
Operating Profit to Average Assets	0.53%
Overhead Efficiency Ratio	79.35%
Return on Assets	0.44%
Return on Equity	5.08%