B
The First National Bank of Bastrop
BastropTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Bastrop
Bastrop, TX
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 6.20
Stability Index 7.90
Company Info The First National Bank of Bastrop
Bastrop, TX
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FDIC Number 3091
Phone Number (512) 321-2561
Website www.fnbbastrop.com
Asset Quality The First National Bank of Bastrop
Bastrop, TX
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1-Year Asset Growth 4.94%
5-Year Asset Growth 11.84%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.58%
Non-Performing Loans to Loans 0.32%
Balance Sheet The First National Bank of Bastrop
Bastrop, TX
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Total Assets 1.04B
Total Deposits 925.24M
Capital and Reserves The First National Bank of Bastrop
Bastrop, TX
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Capital 93.04M
Leverage Ratio 11.96
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 19.70
Liquidity The First National Bank of Bastrop
Bastrop, TX
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Hot Money Ratio 20.34%
Liquidity Ratio 18.84%
Profitability The First National Bank of Bastrop
Bastrop, TX
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5-Year Return on Average Assets 1.28%
Net Income 12.73M
Net Interest Spread 3.57%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 59.56%
Return on Assets 1.60%
Return on Equity 21.13%