B
The First National Bank of Bastrop
Bastrop,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Bastrop
Bastrop, TX
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 5.70
Stability Index 7.90
Company Info The First National Bank of Bastrop
Bastrop, TX
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FDIC Number 3091
Phone Number (512) 321-2561
Website www.fnbbastrop.com
Asset Quality The First National Bank of Bastrop
Bastrop, TX
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1-Year Asset Growth 14.15%
5-Year Asset Growth 10.15%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.66%
Non-Performing Loans to Loans 0.28%
Balance Sheet The First National Bank of Bastrop
Bastrop, TX
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Total Assets 1.18B
Total Deposits 1.07B
Capital and Reserves The First National Bank of Bastrop
Bastrop, TX
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Capital 107.31M
Leverage Ratio 11.61
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Bastrop
Bastrop, TX
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Hot Money Ratio 18.69%
Liquidity Ratio 17.56%
Profitability The First National Bank of Bastrop
Bastrop, TX
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5-Year Return on Average Assets 1.25%
Net Income 8.23M
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 62.17%
Return on Assets 1.45%
Return on Equity 16.06%