C
Mid-Central National Bank
WadenaMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Capital
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Weiss Ratings Mid-Central National Bank
Wadena, MN
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Rating C
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 1.40
Profitability Index 4.40
Stability Index 7.70
Company Info Mid-Central National Bank
Wadena, MN
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FDIC Number 30943
Phone Number (218) 631-1414
Website www.midcentralbank.com
Asset Quality Mid-Central National Bank
Wadena, MN
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1-Year Asset Growth -3.26%
5-Year Asset Growth 1.15%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 5.66%
Non-Performing Loans to Loans 0.92%
Balance Sheet Mid-Central National Bank
Wadena, MN
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Total Assets 117.20M
Total Deposits 95.61M
Capital and Reserves Mid-Central National Bank
Wadena, MN
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Capital 20.64M
Leverage Ratio 14.20
Loan Loss Reserves to Loans 0.75%
Risk-Based Capital Ratio 25.32
Liquidity Mid-Central National Bank
Wadena, MN
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Hot Money Ratio 9.32%
Liquidity Ratio 23.19%
Profitability Mid-Central National Bank
Wadena, MN
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5-Year Return on Average Assets 0.62%
Net Income 626.00K
Net Interest Spread 4.82%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 77.55%
Return on Assets 0.69%
Return on Equity 4.09%