C
Mid-Central National Bank
Wadena,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
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Assets
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Capital
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Weiss Ratings Mid-Central National Bank
Wadena, MN
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Rating C
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 3.80
Stability Index 7.80
Company Info Mid-Central National Bank
Wadena, MN
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FDIC Number 30943
Phone Number (218) 631-1414
Website www.midcentralbank.com
Asset Quality Mid-Central National Bank
Wadena, MN
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1-Year Asset Growth -1.30%
5-Year Asset Growth -3.61%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.66%
Non-Performing Loans to Capital 4.60%
Non-Performing Loans to Loans 0.87%
Balance Sheet Mid-Central National Bank
Wadena, MN
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Total Assets 117.15M
Total Deposits 94.87M
Capital and Reserves Mid-Central National Bank
Wadena, MN
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Capital 21.29M
Leverage Ratio 14.91
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 25.94
Liquidity Mid-Central National Bank
Wadena, MN
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Hot Money Ratio 9.71%
Liquidity Ratio 22.20%
Profitability Mid-Central National Bank
Wadena, MN
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5-Year Return on Average Assets 0.60%
Net Income 349.00K
Net Interest Spread 5.17%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 82.05%
Return on Assets 0.60%
Return on Equity 3.31%