C
Mid-Central National Bank
WadenaMN
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
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Capital
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Weiss Ratings Mid-Central National Bank
Wadena, MN
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Rating C
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 4.50
Stability Index 4.30
Company Info Mid-Central National Bank
Wadena, MN
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FDIC Number 30943
Phone Number (218) 631-1414
Website www.midcentralbank.com
Asset Quality Mid-Central National Bank
Wadena, MN
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1-Year Asset Growth -5.93%
5-Year Asset Growth -3.61%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.95%
Non-Performing Loans to Capital 6.05%
Non-Performing Loans to Loans 1.38%
Balance Sheet Mid-Central National Bank
Wadena, MN
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Total Assets 115.89M
Total Deposits 93.97M
Capital and Reserves Mid-Central National Bank
Wadena, MN
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Capital 20.94M
Leverage Ratio 14.66
Loan Loss Reserves to Loans 0.76%
Risk-Based Capital Ratio 24.88
Liquidity Mid-Central National Bank
Wadena, MN
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Hot Money Ratio 9.51%
Liquidity Ratio 19.92%
Profitability Mid-Central National Bank
Wadena, MN
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5-Year Return on Average Assets 0.62%
Net Income 905.00K
Net Interest Spread 4.90%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 76.75%
Return on Assets 0.76%
Return on Equity 4.41%