B
El Dorado Savings Bank, F.S.B.
Rating Date
October 2025
Risk Based
Capital Ratio
52.26
Leverage
Ratio
12.69
Return On
Assets
0.96%
Total
Assets
2.47B
Capital
318.19M
Total
Deposits
2.14B
Net
Income
11.72M
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Weiss Ratings El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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Rating B
Asset Quality Index 8.50
Capitalization Index 8.10
Liquidity Index 5.00
Profitability Index 4.50
Stability Index 9.30
Company Info El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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FDIC Number 30953
Phone Number (530) 622-1492
Website www.eldoradosavingsbank.com
Asset Quality El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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1-Year Asset Growth 2.97%
5-Year Asset Growth 1.99%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.29%
Non-Performing Loans to Loans 0.18%
Balance Sheet El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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Total Assets 2.47B
Total Deposits 2.14B
Capital and Reserves El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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Capital 318.19M
Leverage Ratio 12.69
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 52.26
Liquidity El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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Hot Money Ratio 19.06%
Liquidity Ratio 78.50%
Profitability El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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5-Year Return on Average Assets 0.65%
Net Income 11.72M
Net Interest Spread 2.65%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 57.03%
Return on Assets 0.96%
Return on Equity 7.47%