B
El Dorado Savings Bank, F.S.B.
Rating Date
October 2025
Risk Based
Capital Ratio
53.59
Leverage
Ratio
12.71
Return On
Assets
0.97%
Total
Assets
2.48B
Capital
323.15M
Total
Deposits
2.15B
Net
Income
17.93M
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Weiss Ratings El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 8.90
Liquidity Index 5.10
Profitability Index 4.60
Stability Index 9.40
Company Info El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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FDIC Number 30953
Phone Number (530) 622-1492
Website www.eldoradosavingsbank.com
Asset Quality El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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1-Year Asset Growth 3.23%
5-Year Asset Growth 1.99%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.38%
Non-Performing Loans to Loans 0.23%
Balance Sheet El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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Total Assets 2.48B
Total Deposits 2.15B
Capital and Reserves El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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Capital 323.15M
Leverage Ratio 12.71
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 53.59
Liquidity El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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Hot Money Ratio 20.10%
Liquidity Ratio 80.00%
Profitability El Dorado Savings Bank, F.S.B.
Placerville, CA 		Click to
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5-Year Return on Average Assets 0.65%
Net Income 17.93M
Net Interest Spread 2.67%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 56.83%
Return on Assets 0.97%
Return on Equity 7.56%