| Weiss Ratings |
Cendera Bank, N.A.
Bells, TX |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 5.80 | |||
| Company Info |
Cendera Bank, N.A.
Bells, TX |
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| FDIC Number | 3098 | |||
| Phone Number | (903) 965-7755 | |||
| Website | www.cenderabank.com | |||
| Asset Quality |
Cendera Bank, N.A.
Bells, TX |
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| 1-Year Asset Growth | 17.13% | |||
| 5-Year Asset Growth | 21.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 4.75% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
Cendera Bank, N.A.
Bells, TX |
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| Total Assets | 227.25M | |||
| Total Deposits | 199.50M | |||
| Capital and Reserves |
Cendera Bank, N.A.
Bells, TX |
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| Capital | 26.35M | |||
| Leverage Ratio | 11.58 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Cendera Bank, N.A.
Bells, TX |
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| Hot Money Ratio | 45.41% | |||
| Liquidity Ratio | 15.81% | |||
| Profitability |
Cendera Bank, N.A.
Bells, TX |
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| 5-Year Return on Average Assets | -0.07% | |||
| Net Income | 197.00K | |||
| Net Interest Spread | 4.20% | |||
| Operating Profit to Average Assets | 0.22% | |||
| Overhead Efficiency Ratio | 88.27% | |||
| Return on Assets | 0.17% | |||
| Return on Equity | 1.51% | |||