| Weiss Ratings |
Cendera Bank, N.A.
Bells, TX |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 5.80 | |||
| Company Info |
Cendera Bank, N.A.
Bells, TX |
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| FDIC Number | 3098 | |||
| Phone Number | (903) 965-7755 | |||
| Website | www.cenderabank.com | |||
| Asset Quality |
Cendera Bank, N.A.
Bells, TX |
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| 1-Year Asset Growth | 19.64% | |||
| 5-Year Asset Growth | 21.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 3.48% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
Cendera Bank, N.A.
Bells, TX |
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| Total Assets | 227.03M | |||
| Total Deposits | 199.93M | |||
| Capital and Reserves |
Cendera Bank, N.A.
Bells, TX |
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| Capital | 26.11M | |||
| Leverage Ratio | 11.69 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Cendera Bank, N.A.
Bells, TX |
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| Hot Money Ratio | 48.22% | |||
| Liquidity Ratio | 16.45% | |||
| Profitability |
Cendera Bank, N.A.
Bells, TX |
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| 5-Year Return on Average Assets | -0.07% | |||
| Net Income | 14.00K | |||
| Net Interest Spread | 4.06% | |||
| Operating Profit to Average Assets | 0.03% | |||
| Overhead Efficiency Ratio | 90.30% | |||
| Return on Assets | 0.03% | |||
| Return on Equity | 0.22% | |||