C
Cenlar FSB
TrentonNJ
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cenlar FSB
Trenton, NJ
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Rating C
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 1.30
Profitability Index 6.90
Stability Index 5.00
Company Info Cenlar FSB
Trenton, NJ
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FDIC Number 30996
Phone Number (609) 883-3900
Website www.cenlar.com
Asset Quality Cenlar FSB
Trenton, NJ
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1-Year Asset Growth -6.00%
5-Year Asset Growth -3.85%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 2.05%
Non-Performing Loans to Loans 4.47%
Balance Sheet Cenlar FSB
Trenton, NJ
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Total Assets 890.97M
Total Deposits 509.63M
Capital and Reserves Cenlar FSB
Trenton, NJ
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Capital 145.31M
Leverage Ratio 16.24
Loan Loss Reserves to Loans 0.29%
Risk-Based Capital Ratio 39.81
Liquidity Cenlar FSB
Trenton, NJ
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Hot Money Ratio 0.00%
Liquidity Ratio 66.88%
Profitability Cenlar FSB
Trenton, NJ
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5-Year Return on Average Assets 0.78%
Net Income 15.54M
Net Interest Spread 2.76%
Operating Profit to Average Assets 2.87%
Overhead Efficiency Ratio 94.42%
Return on Assets 2.21%
Return on Equity 14.81%