B
HomeTown Bank
CarverMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HomeTown Bank
Carver, MN
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Rating B
Asset Quality Index 7.50
Capitalization Index 6.20
Liquidity Index 2.90
Profitability Index 4.30
Stability Index 5.20
Company Info HomeTown Bank
Carver, MN
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FDIC Number 31028
Phone Number (952) 209-4850
Website myht.bank
Asset Quality HomeTown Bank
Carver, MN
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1-Year Asset Growth 7.76%
5-Year Asset Growth 13.91%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 2.21%
Non-Performing Loans to Loans 0.30%
Balance Sheet HomeTown Bank
Carver, MN
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Total Assets 649.15M
Total Deposits 586.24M
Capital and Reserves HomeTown Bank
Carver, MN
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Capital 48.39M
Leverage Ratio 8.21
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio 12.89
Liquidity HomeTown Bank
Carver, MN
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Hot Money Ratio 12.03%
Liquidity Ratio 23.06%
Profitability HomeTown Bank
Carver, MN
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5-Year Return on Average Assets 0.97%
Net Income 3.91M
Net Interest Spread 3.65%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 70.76%
Return on Assets 0.83%
Return on Equity 11.59%