B
HomeTown Bank
CarverMN
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HomeTown Bank
Carver, MN
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Rating B
Asset Quality Index 6.80
Capitalization Index 6.20
Liquidity Index 2.90
Profitability Index 4.30
Stability Index 5.00
Company Info HomeTown Bank
Carver, MN
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FDIC Number 31028
Phone Number (952) 209-4850
Website myht.bank
Asset Quality HomeTown Bank
Carver, MN
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1-Year Asset Growth 10.58%
5-Year Asset Growth 8.25%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 4.46%
Non-Performing Loans to Loans 0.49%
Balance Sheet HomeTown Bank
Carver, MN
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Total Assets 663.18M
Total Deposits 585.88M
Capital and Reserves HomeTown Bank
Carver, MN
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Capital 50.63M
Leverage Ratio 8.18
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 12.74
Liquidity HomeTown Bank
Carver, MN
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Hot Money Ratio 12.50%
Liquidity Ratio 21.78%
Profitability HomeTown Bank
Carver, MN
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5-Year Return on Average Assets 0.97%
Net Income 5.06M
Net Interest Spread 3.70%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 71.07%
Return on Assets 0.79%
Return on Equity 10.98%