The State National Bank of Big Spring
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.2. A current level of 2.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.9).
Other Rating Factors:
Good liquidity 6.8, driven by a liquidity ratio of 86.5 percent and a “hot money” ratio of 9.9 percent. Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Good (6.6) profitability.
Asset Mix:
Securities (74%), cash (8%), comm re (5%), comm loans (4%), home mtgs (1%), consumer loans (0%), other (7%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
SNB Financial, Inc.
Investment Rating
--
Address
901 South Main Street
Big Spring, TX 79720
Big Spring, TX 79720
Phone Number
(432) 264-2100
Year Founded
1909
FDIC Number
Website
Largest Affiliates
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