The State National Bank of Big Spring
Major Rating Factors:
Excellent current capitalization (9.7 on a scale of 0 to 10) and a capital leverage ratio of 10.8. A current level of 1.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.4).
Other Rating Factors:
Good liquidity 6.8, driven by a liquidity ratio of 87.5 percent and a “hot money” ratio of 9.7 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10).
Asset Mix:
Securities (75%), cash (7%), comm re (5%), comm loans (4%), home mtgs (2%), consumer loans (0%), other (6%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
SNB Financial, Inc.
Investment Rating
--
Address
901 South Main Street
Big Spring, TX 79720
Big Spring, TX 79720
Phone Number
(432) 264-2100
Year Founded
1909
FDIC Number
Website
Largest Affiliates
No affiliate information available.