B
Interstate Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Interstate Bank
Perryton, TX
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Rating B
Asset Quality Index 2.60
Capitalization Index 8.80
Liquidity Index 3.90
Profitability Index 7.40
Stability Index 3.20
Company Info Interstate Bank
Perryton, TX
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FDIC Number 31043
Phone Number (806) 435-4071
Website www.isbtexas.bank
Asset Quality Interstate Bank
Perryton, TX
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1-Year Asset Growth 2.07%
5-Year Asset Growth 9.02%
5-Year Charge-Offs to Average Loans 0.76%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 2.72%
Non-Performing Loans to Capital 21.67%
Non-Performing Loans to Loans 4.52%
Balance Sheet Interstate Bank
Perryton, TX
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Total Assets 271.78M
Total Deposits 252.15M
Capital and Reserves Interstate Bank
Perryton, TX
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Capital 18.70M
Leverage Ratio 10.19
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio --
Liquidity Interstate Bank
Perryton, TX
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Hot Money Ratio 14.82%
Liquidity Ratio 42.84%
Profitability Interstate Bank
Perryton, TX
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5-Year Return on Average Assets 1.02%
Net Income 3.82M
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.85%
Overhead Efficiency Ratio 48.14%
Return on Assets 1.85%
Return on Equity 31.35%