C
First Federal Bank
Dunn,  NC
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings First Federal Bank
Dunn, NC
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Rating C
Asset Quality Index 6.50
Capitalization Index 7.40
Liquidity Index 2.00
Profitability Index 2.20
Stability Index 3.50
Company Info First Federal Bank
Dunn, NC
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FDIC Number 31077
Phone Number (910) 892-7187
Website www.firstfederalbanknc.com
Asset Quality First Federal Bank
Dunn, NC
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1-Year Asset Growth 4.90%
5-Year Asset Growth 6.40%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 4.43%
Non-Performing Loans to Loans 0.73%
Balance Sheet First Federal Bank
Dunn, NC
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Total Assets 275.58M
Total Deposits 250.51M
Capital and Reserves First Federal Bank
Dunn, NC
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Capital 18.67M
Leverage Ratio 9.25
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 16.59
Liquidity First Federal Bank
Dunn, NC
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Hot Money Ratio 25.21%
Liquidity Ratio 23.40%
Profitability First Federal Bank
Dunn, NC
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5-Year Return on Average Assets 0.27%
Net Income 396.00K
Net Interest Spread 3.16%
Operating Profit to Average Assets 0.39%
Overhead Efficiency Ratio 85.36%
Return on Assets 0.28%
Return on Equity 4.35%