Pickens Savings and Loan Association, Federal Association

Pickens, SC

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
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Weiss Ratings	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.60
Capitalization Index	9.70
Liquidity Index	3.20
Profitability Index	3.00
Stability Index	5.70

Company Info	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
FDIC Number	31089
Phone Number	(864) 878-2444
Website	www.pickens.bank

Asset Quality	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.85%
5-Year Asset Growth	5.40%
5-Year Charge-Offs to Average Loans	-0.02%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.01%
Non-Performing Loans to Capital	0.84%
Non-Performing Loans to Loans	0.02%

Balance Sheet	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
Total Assets	132.85M
Total Deposits	115.02M

Capital and Reserves	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
Capital	12.33M
Leverage Ratio	10.79
Loan Loss Reserves to Loans	0.98%
Risk-Based Capital Ratio	22.41

Liquidity	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	24.69%
Liquidity Ratio	36.87%

Profitability	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.62%
Net Income	458.00K
Net Interest Spread	2.94%
Operating Profit to Average Assets	0.54%
Overhead Efficiency Ratio	78.50%
Return on Assets	0.46%
Return on Equity	5.24%