Pickens Savings and Loan Association, Federal Association

Pickens, SC

Rating Date

April 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.60
Capitalization Index	9.90
Liquidity Index	3.50
Profitability Index	0.70
Stability Index	5.50

Company Info	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
FDIC Number	31089
Phone Number	(864) 878-2444
Website	www.pickens.bank

Asset Quality	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.73%
5-Year Asset Growth	5.40%
5-Year Charge-Offs to Average Loans	-0.02%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	1.14%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
Total Assets	128.05M
Total Deposits	111.19M

Capital and Reserves	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
Capital	11.41M
Leverage Ratio	10.91
Loan Loss Reserves to Loans	1.08%
Risk-Based Capital Ratio	23.05

Liquidity	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	20.97%
Liquidity Ratio	38.82%

Profitability	Pickens Savings and Loan Association, Federal Association Pickens, SC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.65%
Net Income	581.00K
Net Interest Spread	2.90%
Operating Profit to Average Assets	0.52%
Overhead Efficiency Ratio	82.48%
Return on Assets	0.46%
Return on Equity	5.10%