| Weiss Ratings |
Cecil Bank
Elkton, MD |
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| Rating | ||||
| Asset Quality Index | 3.20 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 5.70 | |||
| Company Info |
Cecil Bank
Elkton, MD |
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| FDIC Number | 31121 | |||
| Phone Number | (410) 398-1650 | |||
| Website | www.cecilbank.com | |||
| Asset Quality |
Cecil Bank
Elkton, MD |
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| 1-Year Asset Growth | -2.32% | |||
| 5-Year Asset Growth | 4.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.40% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.99% | |||
| Non-Performing Loans to Capital | 7.43% | |||
| Non-Performing Loans to Loans | 1.36% | |||
| Balance Sheet |
Cecil Bank
Elkton, MD |
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| Total Assets | 222.47M | |||
| Total Deposits | 192.39M | |||
| Capital and Reserves |
Cecil Bank
Elkton, MD |
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| Capital | 28.91M | |||
| Leverage Ratio | 10.29 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | 13.84 | |||
| Liquidity |
Cecil Bank
Elkton, MD |
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| Hot Money Ratio | 32.33% | |||
| Liquidity Ratio | 15.94% | |||
| Profitability |
Cecil Bank
Elkton, MD |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 469.00K | |||
| Net Interest Spread | 3.42% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 81.86% | |||
| Return on Assets | 0.42% | |||
| Return on Equity | 3.27% | |||