D
First Federal Bank, A FSB
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings First Federal Bank, A FSB
Tuscaloosa, AL
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Rating D
Asset Quality Index 8.30
Capitalization Index 6.00
Liquidity Index 0.10
Profitability Index 1.20
Stability Index 6.80
Company Info First Federal Bank, A FSB
Tuscaloosa, AL
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FDIC Number 31127
Phone Number (205) 391-6700
Website www.1stfed.com
Asset Quality First Federal Bank, A FSB
Tuscaloosa, AL
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1-Year Asset Growth 6.01%
5-Year Asset Growth -0.37%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 0.06%
Non-Performing Loans to Loans 0.66%
Balance Sheet First Federal Bank, A FSB
Tuscaloosa, AL
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Total Assets 173.07M
Total Deposits 110.51M
Capital and Reserves First Federal Bank, A FSB
Tuscaloosa, AL
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Capital 13.35M
Leverage Ratio 7.98
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 13.70
Liquidity First Federal Bank, A FSB
Tuscaloosa, AL
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Hot Money Ratio 62.63%
Liquidity Ratio 8.07%
Profitability First Federal Bank, A FSB
Tuscaloosa, AL
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5-Year Return on Average Assets 2.16%
Net Income 417.00K
Net Interest Spread 2.59%
Operating Profit to Average Assets 0.27%
Overhead Efficiency Ratio 97.11%
Return on Assets 0.25%
Return on Equity 3.16%