D
First Federal Bank, A FSB
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Federal Bank, A FSB
Tuscaloosa, AL
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Rating D
Asset Quality Index 6.50
Capitalization Index 5.90
Liquidity Index 0.10
Profitability Index 0.40
Stability Index 7.30
Company Info First Federal Bank, A FSB
Tuscaloosa, AL
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FDIC Number 31127
Phone Number (205) 391-6700
Website www.1stfed.com
Asset Quality First Federal Bank, A FSB
Tuscaloosa, AL
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1-Year Asset Growth -0.99%
5-Year Asset Growth 4.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 5.25%
Non-Performing Loans to Loans 0.59%
Balance Sheet First Federal Bank, A FSB
Tuscaloosa, AL
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Total Assets 175.12M
Total Deposits 121.63M
Capital and Reserves First Federal Bank, A FSB
Tuscaloosa, AL
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Capital 12.94M
Leverage Ratio 7.88
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 13.36
Liquidity First Federal Bank, A FSB
Tuscaloosa, AL
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Hot Money Ratio 60.37%
Liquidity Ratio 8.74%
Profitability First Federal Bank, A FSB
Tuscaloosa, AL
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5-Year Return on Average Assets 2.16%
Net Income 7.00K
Net Interest Spread 2.20%
Operating Profit to Average Assets 0.02%
Overhead Efficiency Ratio 99.79%
Return on Assets 0.02%
Return on Equity 0.22%