D
First Federal Bank, A FSB
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Federal Bank, A FSB
Tuscaloosa, AL
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Rating D
Asset Quality Index 7.20
Capitalization Index 5.80
Liquidity Index 0.10
Profitability Index 2.80
Stability Index 5.00
Company Info First Federal Bank, A FSB
Tuscaloosa, AL
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FDIC Number 31127
Phone Number (205) 391-6700
Website www.1stfed.com
Asset Quality First Federal Bank, A FSB
Tuscaloosa, AL
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1-Year Asset Growth 0.42%
5-Year Asset Growth -0.37%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 4.07%
Non-Performing Loans to Loans 0.84%
Balance Sheet First Federal Bank, A FSB
Tuscaloosa, AL
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Total Assets 182.60M
Total Deposits 120.36M
Capital and Reserves First Federal Bank, A FSB
Tuscaloosa, AL
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Capital 13.90M
Leverage Ratio 7.82
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 13.66
Liquidity First Federal Bank, A FSB
Tuscaloosa, AL
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Hot Money Ratio 64.31%
Liquidity Ratio 8.35%
Profitability First Federal Bank, A FSB
Tuscaloosa, AL
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5-Year Return on Average Assets 0.56%
Net Income 661.00K
Net Interest Spread 2.79%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 91.63%
Return on Assets 0.77%
Return on Equity 9.71%