D
First Federal Bank, A FSB
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Federal Bank, A FSB
Tuscaloosa, AL
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Rating D
Asset Quality Index 6.90
Capitalization Index 5.90
Liquidity Index 0.10
Profitability Index 2.10
Stability Index 7.00
Company Info First Federal Bank, A FSB
Tuscaloosa, AL
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FDIC Number 31127
Phone Number (205) 391-6700
Website www.1stfed.com
Asset Quality First Federal Bank, A FSB
Tuscaloosa, AL
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1-Year Asset Growth -5.18%
5-Year Asset Growth 4.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 3.78%
Non-Performing Loans to Loans 0.66%
Balance Sheet First Federal Bank, A FSB
Tuscaloosa, AL
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Total Assets 175.02M
Total Deposits 115.32M
Capital and Reserves First Federal Bank, A FSB
Tuscaloosa, AL
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Capital 13.53M
Leverage Ratio 7.89
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 13.65
Liquidity First Federal Bank, A FSB
Tuscaloosa, AL
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Hot Money Ratio 60.13%
Liquidity Ratio 7.82%
Profitability First Federal Bank, A FSB
Tuscaloosa, AL
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5-Year Return on Average Assets 2.16%
Net Income 591.00K
Net Interest Spread 2.53%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 94.85%
Return on Assets 0.47%
Return on Equity 6.02%