Citizens Savings Bank
| Weiss Ratings |
Citizens Savings Bank
Clarks Summit, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 7.20 | |||
| Company Info |
Citizens Savings Bank
Clarks Summit, PA |
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| FDIC Number | 31184 | |||
| Phone Number | (570) 587-0655 | |||
| Website | www.citizens-savings.com/ | |||
| Asset Quality |
Citizens Savings Bank
Clarks Summit, PA |
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| 1-Year Asset Growth | 1.48% | |||
| 5-Year Asset Growth | -0.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 1.78% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
Citizens Savings Bank
Clarks Summit, PA |
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| Total Assets | 358.98M | |||
| Total Deposits | 304.01M | |||
| Capital and Reserves |
Citizens Savings Bank
Clarks Summit, PA |
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| Capital | 53.78M | |||
| Leverage Ratio | 15.12 | |||
| Loan Loss Reserves to Loans | 0.34% | |||
| Risk-Based Capital Ratio | 30.21 | |||
| Liquidity |
Citizens Savings Bank
Clarks Summit, PA |
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| Hot Money Ratio | 24.95% | |||
| Liquidity Ratio | 13.56% | |||
| Profitability |
Citizens Savings Bank
Clarks Summit, PA |
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| 5-Year Return on Average Assets | 0.09% | |||
| Net Income | 437.00K | |||
| Net Interest Spread | 2.58% | |||
| Operating Profit to Average Assets | 0.31% | |||
| Overhead Efficiency Ratio | 88.44% | |||
| Return on Assets | 0.24% | |||
| Return on Equity | 1.63% | |||