Citizens Savings Bank
| Weiss Ratings |
Citizens Savings Bank
Clarks Summit, PA |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 6.50 | |||
| Company Info |
Citizens Savings Bank
Clarks Summit, PA |
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| FDIC Number | 31184 | |||
| Phone Number | (570) 587-0655 | |||
| Website | www.citizens-savings.com/ | |||
| Asset Quality |
Citizens Savings Bank
Clarks Summit, PA |
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| 1-Year Asset Growth | -0.10% | |||
| 5-Year Asset Growth | 2.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 2.82% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Citizens Savings Bank
Clarks Summit, PA |
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| Total Assets | 353.75M | |||
| Total Deposits | 299.79M | |||
| Capital and Reserves |
Citizens Savings Bank
Clarks Summit, PA |
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| Capital | 52.54M | |||
| Leverage Ratio | 15.15 | |||
| Loan Loss Reserves to Loans | 0.34% | |||
| Risk-Based Capital Ratio | 30.65 | |||
| Liquidity |
Citizens Savings Bank
Clarks Summit, PA |
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| Hot Money Ratio | 22.36% | |||
| Liquidity Ratio | 13.67% | |||
| Profitability |
Citizens Savings Bank
Clarks Summit, PA |
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| 5-Year Return on Average Assets | 0.14% | |||
| Net Income | 544.00K | |||
| Net Interest Spread | 2.52% | |||
| Operating Profit to Average Assets | 0.39% | |||
| Overhead Efficiency Ratio | 86.38% | |||
| Return on Assets | 0.31% | |||
| Return on Equity | 2.09% | |||