C
Ponce Bank, National Association
Bronx,  NY
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ponce Bank, National Association
Bronx, NY
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Rating C
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 5.10
Stability Index 4.30
Company Info Ponce Bank, National Association
Bronx, NY
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FDIC Number 31189
Phone Number (718) 931-9000
Website www.poncebank.com
Asset Quality Ponce Bank, National Association
Bronx, NY
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1-Year Asset Growth 10.85%
5-Year Asset Growth 28.88%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.77%
Non-Performing Loans to Capital 4.47%
Non-Performing Loans to Loans 0.92%
Balance Sheet Ponce Bank, National Association
Bronx, NY
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Total Assets 3.49B
Total Deposits 2.29B
Capital and Reserves Ponce Bank, National Association
Bronx, NY
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Capital 525.28M
Leverage Ratio 15.81
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 18.88
Liquidity Ponce Bank, National Association
Bronx, NY
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Hot Money Ratio 21.43%
Liquidity Ratio 16.17%
Profitability Ponce Bank, National Association
Bronx, NY
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5-Year Return on Average Assets 0.50%
Net Income 19.15M
Net Interest Spread 3.58%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 54.12%
Return on Assets 1.15%
Return on Equity 7.44%