C
Ponce Bank, National Association
BronxNY
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ponce Bank, National Association
Bronx, NY
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 4.60
Stability Index 4.30
Company Info Ponce Bank, National Association
Bronx, NY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 31189
Phone Number (718) 931-9000
Website www.poncebank.com
Asset Quality Ponce Bank, National Association
Bronx, NY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 6.18%
5-Year Asset Growth 28.88%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.94%
Non-Performing Loans to Capital 5.28%
Non-Performing Loans to Loans 1.15%
Balance Sheet Ponce Bank, National Association
Bronx, NY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 3.21B
Total Deposits 2.06B
Capital and Reserves Ponce Bank, National Association
Bronx, NY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 504.79M
Leverage Ratio 16.12
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 21.63
Liquidity Ponce Bank, National Association
Bronx, NY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 23.41%
Liquidity Ratio 18.14%
Profitability Ponce Bank, National Association
Bronx, NY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.38%
Net Income 31.39M
Net Interest Spread 3.25%
Operating Profit to Average Assets 1.33%
Overhead Efficiency Ratio 58.14%
Return on Assets 1.00%
Return on Equity 6.48%