C
Ponce Bank
BronxNY
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ponce Bank
Bronx, NY
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Rating C
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 3.40
Stability Index 8.10
Company Info Ponce Bank
Bronx, NY
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FDIC Number 31189
Phone Number (718) 931-9000
Website www.poncebank.com
Asset Quality Ponce Bank
Bronx, NY
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1-Year Asset Growth 9.74%
5-Year Asset Growth 37.57%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 5.33%
Non-Performing Loans to Loans 1.33%
Balance Sheet Ponce Bank
Bronx, NY
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Total Assets 3.08B
Total Deposits 2.03B
Capital and Reserves Ponce Bank
Bronx, NY
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Capital 475.77M
Leverage Ratio 15.61
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio 21.38
Liquidity Ponce Bank
Bronx, NY
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Hot Money Ratio 24.93%
Liquidity Ratio 22.75%
Profitability Ponce Bank
Bronx, NY
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5-Year Return on Average Assets 0.38%
Net Income 6.56M
Net Interest Spread 2.91%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 65.61%
Return on Assets 0.84%
Return on Equity 5.57%