D
First Federal Savings and Loan Association
Hazard,  KY
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
20.77
Return On
Assets
0.07%
Total
Assets
87.87M
Capital
18.18M
Total
Deposits
55.25M
Net
Income
58.00K
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Weiss Ratings First Federal Savings and Loan Association
Hazard, KY 		Click to
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Rating D
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 2.00
Stability Index 5.50
Company Info First Federal Savings and Loan Association
Hazard, KY 		Click to
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FDIC Number 31197
Phone Number (606) 436-3860
Website www.firstfederalhazard.com
Asset Quality First Federal Savings and Loan Association
Hazard, KY 		Click to
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1-Year Asset Growth -0.51%
5-Year Asset Growth 1.11%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.59%
Non-Performing Loans to Capital 7.82%
Non-Performing Loans to Loans 1.73%
Balance Sheet First Federal Savings and Loan Association
Hazard, KY 		Click to
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Total Assets 87.87M
Total Deposits 55.25M
Capital and Reserves First Federal Savings and Loan Association
Hazard, KY 		Click to
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Capital 18.18M
Leverage Ratio 20.77
Loan Loss Reserves to Loans 0.62%
Risk-Based Capital Ratio --
Liquidity First Federal Savings and Loan Association
Hazard, KY 		Click to
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Hot Money Ratio 27.86%
Liquidity Ratio 9.17%
Profitability First Federal Savings and Loan Association
Hazard, KY 		Click to
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5-Year Return on Average Assets 0.75%
Net Income 58.00K
Net Interest Spread 1.83%
Operating Profit to Average Assets 0.09%
Overhead Efficiency Ratio 93.83%
Return on Assets 0.07%
Return on Equity 0.32%