D
First Federal Savings and Loan Association
Hazard,  KY
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
21.44
Return On
Assets
0.25%
Total
Assets
86.49M
Capital
18.03M
Total
Deposits
60.15M
Net
Income
217.00K
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Weiss Ratings First Federal Savings and Loan Association
Hazard, KY 		Click to
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Rating D
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 2.00
Stability Index 5.40
Company Info First Federal Savings and Loan Association
Hazard, KY 		Click to
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FDIC Number 31197
Phone Number (606) 436-3860
Website www.firstfederalhazard.com
Asset Quality First Federal Savings and Loan Association
Hazard, KY 		Click to
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1-Year Asset Growth -1.58%
5-Year Asset Growth -0.85%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.38%
Non-Performing Loans to Capital 7.84%
Non-Performing Loans to Loans 1.51%
Balance Sheet First Federal Savings and Loan Association
Hazard, KY 		Click to
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Total Assets 86.49M
Total Deposits 60.15M
Capital and Reserves First Federal Savings and Loan Association
Hazard, KY 		Click to
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Capital 18.03M
Leverage Ratio 21.44
Loan Loss Reserves to Loans 0.65%
Risk-Based Capital Ratio --
Liquidity First Federal Savings and Loan Association
Hazard, KY 		Click to
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Hot Money Ratio 29.34%
Liquidity Ratio 9.16%
Profitability First Federal Savings and Loan Association
Hazard, KY 		Click to
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5-Year Return on Average Assets 0.61%
Net Income 217.00K
Net Interest Spread 2.44%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 85.03%
Return on Assets 0.25%
Return on Equity 1.21%