Lifestore Bank
| Weiss Ratings |
Lifestore Bank
West Jefferson, NC |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 6.90 | |||
| Company Info |
Lifestore Bank
West Jefferson, NC |
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| FDIC Number | 31217 | |||
| Phone Number | (336) 246-4344 | |||
| Website | www.golifestore.com | |||
| Asset Quality |
Lifestore Bank
West Jefferson, NC |
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| 1-Year Asset Growth | 9.01% | |||
| 5-Year Asset Growth | 9.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.12% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 3.91% | |||
| Non-Performing Loans to Loans | 0.77% | |||
| Balance Sheet |
Lifestore Bank
West Jefferson, NC |
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| Total Assets | 486.65M | |||
| Total Deposits | 429.97M | |||
| Capital and Reserves |
Lifestore Bank
West Jefferson, NC |
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| Capital | 51.77M | |||
| Leverage Ratio | 11.46 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Risk-Based Capital Ratio | 19.67 | |||
| Liquidity |
Lifestore Bank
West Jefferson, NC |
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| Hot Money Ratio | 23.79% | |||
| Liquidity Ratio | 37.48% | |||
| Profitability |
Lifestore Bank
West Jefferson, NC |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 4.09M | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 66.11% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 11.04% | |||