Lifestore Bank
| Weiss Ratings |
Lifestore Bank
West Jefferson, NC |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 6.90 | |||
| Company Info |
Lifestore Bank
West Jefferson, NC |
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| FDIC Number | 31217 | |||
| Phone Number | (336) 246-4344 | |||
| Website | www.golifestore.com | |||
| Asset Quality |
Lifestore Bank
West Jefferson, NC |
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| 1-Year Asset Growth | 9.79% | |||
| 5-Year Asset Growth | 9.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.05% | |||
| Non-Performing Assets to Assets | 0.90% | |||
| Non-Performing Loans to Capital | 6.27% | |||
| Non-Performing Loans to Loans | 1.20% | |||
| Balance Sheet |
Lifestore Bank
West Jefferson, NC |
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| Total Assets | 480.06M | |||
| Total Deposits | 427.02M | |||
| Capital and Reserves |
Lifestore Bank
West Jefferson, NC |
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| Capital | 48.75M | |||
| Leverage Ratio | 11.05 | |||
| Loan Loss Reserves to Loans | 1.46% | |||
| Risk-Based Capital Ratio | 18.41 | |||
| Liquidity |
Lifestore Bank
West Jefferson, NC |
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| Hot Money Ratio | 25.43% | |||
| Liquidity Ratio | 37.49% | |||
| Profitability |
Lifestore Bank
West Jefferson, NC |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 906.00K | |||
| Net Interest Spread | 3.38% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 71.70% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 7.46% | |||