B
Lifestore Bank
Rating Date
March 2026
Risk Based
Capital Ratio
19.91
Leverage
Ratio
11.35
Return On
Assets
1.14%
Total
Assets
497.36M
Capital
53.48M
Total
Deposits
439.37M
Net
Income
5.45M
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Weiss Ratings Lifestore Bank
West Jefferson, NC 		Click to
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 5.50
Stability Index 6.90
Company Info Lifestore Bank
West Jefferson, NC 		Click to
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FDIC Number 31217
Phone Number (336) 246-4344
Website www.golifestore.com
Asset Quality Lifestore Bank
West Jefferson, NC 		Click to
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1-Year Asset Growth 6.64%
5-Year Asset Growth 6.74%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.08%
Non-Performing Assets to Assets 0.93%
Non-Performing Loans to Capital 6.36%
Non-Performing Loans to Loans 1.26%
Balance Sheet Lifestore Bank
West Jefferson, NC 		Click to
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Total Assets 497.36M
Total Deposits 439.37M
Capital and Reserves Lifestore Bank
West Jefferson, NC 		Click to
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Capital 53.48M
Leverage Ratio 11.35
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 19.91
Liquidity Lifestore Bank
West Jefferson, NC 		Click to
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Hot Money Ratio 24.13%
Liquidity Ratio 37.39%
Profitability Lifestore Bank
West Jefferson, NC 		Click to
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5-Year Return on Average Assets 1.06%
Net Income 5.45M
Net Interest Spread 3.60%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 65.49%
Return on Assets 1.14%
Return on Equity 10.86%