C
Hearthside Bank Corporation
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
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Assets
Total
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Capital
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Net
Income
Weiss Ratings Hearthside Bank Corporation
Middlesboro, KY
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Rating C
Asset Quality Index 7.90
Capitalization Index 8.60
Liquidity Index 1.20
Profitability Index 4.10
Stability Index 6.60
Company Info Hearthside Bank Corporation
Middlesboro, KY
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FDIC Number 31236
Phone Number (606) 248-1095
Website www.hearthsidebank.com
Asset Quality Hearthside Bank Corporation
Middlesboro, KY
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1-Year Asset Growth 8.20%
5-Year Asset Growth 6.51%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.21%
Non-Performing Loans to Loans 0.32%
Balance Sheet Hearthside Bank Corporation
Middlesboro, KY
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Total Assets 608.94M
Total Deposits 547.91M
Capital and Reserves Hearthside Bank Corporation
Middlesboro, KY
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Capital 54.98M
Leverage Ratio 10.07
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 15.52
Liquidity Hearthside Bank Corporation
Middlesboro, KY
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Hot Money Ratio 28.04%
Liquidity Ratio 10.32%
Profitability Hearthside Bank Corporation
Middlesboro, KY
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5-Year Return on Average Assets 0.75%
Net Income 2.52M
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 72.20%
Return on Assets 0.84%
Return on Equity 9.42%