B
Citizens National Bank
CameronTX
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Citizens National Bank
Cameron, TX
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 7.10
Stability Index 6.30
Company Info Citizens National Bank
Cameron, TX
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FDIC Number 3127
Phone Number (254) 697-6653
Website www.cnbanktexas.com
Asset Quality Citizens National Bank
Cameron, TX
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1-Year Asset Growth 6.56%
5-Year Asset Growth 5.93%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.01%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens National Bank
Cameron, TX
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Total Assets 660.21M
Total Deposits 575.89M
Capital and Reserves Citizens National Bank
Cameron, TX
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Capital 81.43M
Leverage Ratio 12.54
Loan Loss Reserves to Loans 1.57%
Risk-Based Capital Ratio 18.32
Liquidity Citizens National Bank
Cameron, TX
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Hot Money Ratio 18.03%
Liquidity Ratio 27.19%
Profitability Citizens National Bank
Cameron, TX
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5-Year Return on Average Assets 1.04%
Net Income 9.61M
Net Interest Spread 3.53%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 49.09%
Return on Assets 1.51%
Return on Equity 12.72%