B
Citizens National Bank
Cameron,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens National Bank
Cameron, TX
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 7.40
Stability Index 6.30
Company Info Citizens National Bank
Cameron, TX
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FDIC Number 3127
Phone Number (254) 697-6653
Website www.cnbanktexas.com
Asset Quality Citizens National Bank
Cameron, TX
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1-Year Asset Growth 10.14%
5-Year Asset Growth 5.93%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens National Bank
Cameron, TX
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Total Assets 691.81M
Total Deposits 603.96M
Capital and Reserves Citizens National Bank
Cameron, TX
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Capital 85.29M
Leverage Ratio 12.73
Loan Loss Reserves to Loans 1.54%
Risk-Based Capital Ratio 18.43
Liquidity Citizens National Bank
Cameron, TX
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Hot Money Ratio 20.74%
Liquidity Ratio 31.76%
Profitability Citizens National Bank
Cameron, TX
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5-Year Return on Average Assets 1.13%
Net Income 5.41M
Net Interest Spread 3.79%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 48.01%
Return on Assets 1.60%
Return on Equity 13.00%