| Weiss Ratings |
Hertford Savings Bank, SSB
Hertford, NC |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 4.70 | |||
| Company Info |
Hertford Savings Bank, SSB
Hertford, NC |
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| FDIC Number | 31345 | |||
| Phone Number | (252) 426-5403 | |||
| Website | www.hertfordsavingsbank.com | |||
| Asset Quality |
Hertford Savings Bank, SSB
Hertford, NC |
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| 1-Year Asset Growth | 12.32% | |||
| 5-Year Asset Growth | 5.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 1.41% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Hertford Savings Bank, SSB
Hertford, NC |
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| Total Assets | 19.43M | |||
| Total Deposits | 17.19M | |||
| Capital and Reserves |
Hertford Savings Bank, SSB
Hertford, NC |
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| Capital | 2.21M | |||
| Leverage Ratio | 11.22 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Hertford Savings Bank, SSB
Hertford, NC |
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| Hot Money Ratio | 23.78% | |||
| Liquidity Ratio | 33.62% | |||
| Profitability |
Hertford Savings Bank, SSB
Hertford, NC |
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| 5-Year Return on Average Assets | 0.15% | |||
| Net Income | -15.00K | |||
| Net Interest Spread | 2.92% | |||
| Operating Profit to Average Assets | -0.06% | |||
| Overhead Efficiency Ratio | 103.86% | |||
| Return on Assets | -0.08% | |||
| Return on Equity | -0.67% | |||