| Weiss Ratings |
Hertford Savings Bank, SSB
Hertford, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 5.20 | |||
| Company Info |
Hertford Savings Bank, SSB
Hertford, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 31345 | |||
| Phone Number | (252) 426-5403 | |||
| Website | www.hertfordsavingsbank.com | |||
| Asset Quality |
Hertford Savings Bank, SSB
Hertford, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.80% | |||
| 5-Year Asset Growth | 6.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 1.52% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Hertford Savings Bank, SSB
Hertford, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 17.66M | |||
| Total Deposits | 15.41M | |||
| Capital and Reserves |
Hertford Savings Bank, SSB
Hertford, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.23M | |||
| Leverage Ratio | 12.12 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Hertford Savings Bank, SSB
Hertford, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 24.66% | |||
| Liquidity Ratio | 27.36% | |||
| Profitability |
Hertford Savings Bank, SSB
Hertford, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.15% | |||
| Net Income | 1.00K | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | 0.02% | |||
| Overhead Efficiency Ratio | 93.02% | |||
| Return on Assets | 0.02% | |||
| Return on Equity | 0.18% | |||