Major Rating Factors:
A current level of 8.2 percent of nonperforming loans to core capital combined with 10.8 percent from a year earlier contributes to the Fair asset quality (4.0).
Other Rating Factors:
Excellent current capitalization (9.9 on a scale of 0 to 10) and a capital leverage ratio of 11.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Asset Mix:
Comm loans (28%), securities (20%), comm re (16%), cash (14%), consumer loans (6%), other (16%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Axiom Bancshares, Inc.
Investment Rating
--
Address
258 Southhall Lane
Maitland, FL 32751
Maitland, FL 32751
Phone Number
(800) 584-0015
Year Founded
1962
FDIC Number
Website
Largest Affiliates
No affiliate information available.