C
The Mer Rouge State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Mer Rouge State Bank
Mer Rouge, LA
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Rating C
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 2.70
Stability Index 4.90
Company Info The Mer Rouge State Bank
Mer Rouge, LA
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FDIC Number 314
Phone Number (318) 647-3677
Website www.merrougebank.com
Asset Quality The Mer Rouge State Bank
Mer Rouge, LA
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1-Year Asset Growth 2.19%
5-Year Asset Growth 5.04%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 12.43%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Mer Rouge State Bank
Mer Rouge, LA
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Total Assets 47.85M
Total Deposits 42.37M
Capital and Reserves The Mer Rouge State Bank
Mer Rouge, LA
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Capital 5.31M
Leverage Ratio 13.76
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio --
Liquidity The Mer Rouge State Bank
Mer Rouge, LA
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Hot Money Ratio 27.77%
Liquidity Ratio 39.28%
Profitability The Mer Rouge State Bank
Mer Rouge, LA
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5-Year Return on Average Assets 0.60%
Net Income 196.00K
Net Interest Spread 4.55%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 79.00%
Return on Assets 0.55%
Return on Equity 5.23%