B
The Mer Rouge State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Mer Rouge State Bank
Mer Rouge, LA
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 5.70
Stability Index 4.90
Company Info The Mer Rouge State Bank
Mer Rouge, LA
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FDIC Number 314
Phone Number (318) 647-3677
Website www.merrougebank.com
Asset Quality The Mer Rouge State Bank
Mer Rouge, LA
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1-Year Asset Growth 11.35%
5-Year Asset Growth -0.64%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 2.74%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Mer Rouge State Bank
Mer Rouge, LA
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Total Assets 51.82M
Total Deposits 44.99M
Capital and Reserves The Mer Rouge State Bank
Mer Rouge, LA
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Capital 5.63M
Leverage Ratio 12.61
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio --
Liquidity The Mer Rouge State Bank
Mer Rouge, LA
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Hot Money Ratio 28.81%
Liquidity Ratio 31.49%
Profitability The Mer Rouge State Bank
Mer Rouge, LA
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5-Year Return on Average Assets 0.74%
Net Income 290.00K
Net Interest Spread 4.89%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 72.45%
Return on Assets 1.14%
Return on Equity 10.62%