D
First Federal Savings and Loan Association
Rating Date
August 2026
Risk Based
Capital Ratio
42.02
Leverage
Ratio
25.61
Return On
Assets
0.54%
Total
Assets
41.33M
Capital
10.56M
Total
Deposits
30.32M
Net
Income
110.00K
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Weiss Ratings First Federal Savings and Loan Association
Morehead, KY 		Click to
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Rating D
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 3.10
Stability Index 6.60
Company Info First Federal Savings and Loan Association
Morehead, KY 		Click to
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FDIC Number 31409
Phone Number (606) 784-4187
Website --
Asset Quality First Federal Savings and Loan Association
Morehead, KY 		Click to
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1-Year Asset Growth 1.91%
5-Year Asset Growth 3.38%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.86%
Non-Performing Loans to Capital 12.41%
Non-Performing Loans to Loans 3.20%
Balance Sheet First Federal Savings and Loan Association
Morehead, KY 		Click to
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Total Assets 41.33M
Total Deposits 30.32M
Capital and Reserves First Federal Savings and Loan Association
Morehead, KY 		Click to
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Capital 10.56M
Leverage Ratio 25.61
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 42.02
Liquidity First Federal Savings and Loan Association
Morehead, KY 		Click to
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Hot Money Ratio 49.69%
Liquidity Ratio 12.09%
Profitability First Federal Savings and Loan Association
Morehead, KY 		Click to
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5-Year Return on Average Assets 0.21%
Net Income 110.00K
Net Interest Spread 4.00%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 82.59%
Return on Assets 0.54%
Return on Equity 2.09%