D
First Federal Savings and Loan Association
Rating Date
June 2025
Risk Based
Capital Ratio
40.52
Leverage
Ratio
25.87
Return On
Assets
0.26%
Total
Assets
39.79M
Capital
10.37M
Total
Deposits
27.70M
Net
Income
26.00K
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Weiss Ratings First Federal Savings and Loan Association
Morehead, KY 		Click to
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Rating D
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 1.80
Stability Index 6.70
Company Info First Federal Savings and Loan Association
Morehead, KY 		Click to
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FDIC Number 31409
Phone Number (606) 784-4187
Website --
Asset Quality First Federal Savings and Loan Association
Morehead, KY 		Click to
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1-Year Asset Growth 4.13%
5-Year Asset Growth 4.07%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.66%
Non-Performing Loans to Capital 5.42%
Non-Performing Loans to Loans 2.96%
Balance Sheet First Federal Savings and Loan Association
Morehead, KY 		Click to
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Total Assets 39.79M
Total Deposits 27.70M
Capital and Reserves First Federal Savings and Loan Association
Morehead, KY 		Click to
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Capital 10.37M
Leverage Ratio 25.87
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 40.52
Liquidity First Federal Savings and Loan Association
Morehead, KY 		Click to
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Hot Money Ratio 41.12%
Liquidity Ratio 11.04%
Profitability First Federal Savings and Loan Association
Morehead, KY 		Click to
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5-Year Return on Average Assets 0.20%
Net Income 26.00K
Net Interest Spread 3.49%
Operating Profit to Average Assets 0.33%
Overhead Efficiency Ratio 89.97%
Return on Assets 0.26%
Return on Equity 1.01%