D
First Federal Savings and Loan Association
Rating Date
March 2026
Risk Based
Capital Ratio
40.57
Leverage
Ratio
26.39
Return On
Assets
0.24%
Total
Assets
40.36M
Capital
10.54M
Total
Deposits
29.63M
Net
Income
95.00K
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Weiss Ratings First Federal Savings and Loan Association
Morehead, KY 		Click to
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Rating D
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 2.20
Stability Index 6.70
Company Info First Federal Savings and Loan Association
Morehead, KY 		Click to
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FDIC Number 31409
Phone Number (606) 784-4187
Website --
Asset Quality First Federal Savings and Loan Association
Morehead, KY 		Click to
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1-Year Asset Growth -0.27%
5-Year Asset Growth 3.38%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.94%
Non-Performing Loans to Capital 9.63%
Non-Performing Loans to Loans 3.24%
Balance Sheet First Federal Savings and Loan Association
Morehead, KY 		Click to
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Total Assets 40.36M
Total Deposits 29.63M
Capital and Reserves First Federal Savings and Loan Association
Morehead, KY 		Click to
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Capital 10.54M
Leverage Ratio 26.39
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 40.57
Liquidity First Federal Savings and Loan Association
Morehead, KY 		Click to
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Hot Money Ratio 43.42%
Liquidity Ratio 9.54%
Profitability First Federal Savings and Loan Association
Morehead, KY 		Click to
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5-Year Return on Average Assets 0.20%
Net Income 95.00K
Net Interest Spread 3.57%
Operating Profit to Average Assets 0.32%
Overhead Efficiency Ratio 90.50%
Return on Assets 0.24%
Return on Equity 0.91%