D
First Federal Savings and Loan Association
Rating Date
April 2025
Risk Based
Capital Ratio
40.14
Leverage
Ratio
25.75
Return On
Assets
0.23%
Total
Assets
40.47M
Capital
10.30M
Total
Deposits
28.52M
Net
Income
90.00K
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Weiss Ratings First Federal Savings and Loan Association
Morehead, KY 		Click to
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Rating D
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 1.80
Stability Index 6.50
Company Info First Federal Savings and Loan Association
Morehead, KY 		Click to
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FDIC Number 31409
Phone Number (606) 784-4187
Website --
Asset Quality First Federal Savings and Loan Association
Morehead, KY 		Click to
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1-Year Asset Growth 6.19%
5-Year Asset Growth 4.07%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.25%
Non-Performing Assets to Assets 2.68%
Non-Performing Loans to Capital 8.00%
Non-Performing Loans to Loans 3.03%
Balance Sheet First Federal Savings and Loan Association
Morehead, KY 		Click to
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Total Assets 40.47M
Total Deposits 28.52M
Capital and Reserves First Federal Savings and Loan Association
Morehead, KY 		Click to
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Capital 10.30M
Leverage Ratio 25.75
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 40.14
Liquidity First Federal Savings and Loan Association
Morehead, KY 		Click to
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Hot Money Ratio 42.85%
Liquidity Ratio 13.53%
Profitability First Federal Savings and Loan Association
Morehead, KY 		Click to
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5-Year Return on Average Assets 0.21%
Net Income 90.00K
Net Interest Spread 3.40%
Operating Profit to Average Assets 0.25%
Overhead Efficiency Ratio 91.24%
Return on Assets 0.23%
Return on Equity 0.88%