C
1st Federal Savings Bank of SC, Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
19.89
Leverage
Ratio
9.33
Return On
Assets
0.55%
Total
Assets
141.79M
Capital
13.21M
Total
Deposits
126.04M
Net
Income
821.00K
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Weiss Ratings 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Rating C
Asset Quality Index 9.50
Capitalization Index 7.50
Liquidity Index 0.80
Profitability Index 3.50
Stability Index 5.00
Company Info 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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FDIC Number 31410
Phone Number (843) 549-2526
Website www.1stfederalofsc.com
Asset Quality 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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1-Year Asset Growth -2.17%
5-Year Asset Growth 4.29%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Total Assets 141.79M
Total Deposits 126.04M
Capital and Reserves 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Capital 13.21M
Leverage Ratio 9.33
Loan Loss Reserves to Loans 0.78%
Risk-Based Capital Ratio 19.89
Liquidity 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Hot Money Ratio 16.52%
Liquidity Ratio 10.60%
Profitability 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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5-Year Return on Average Assets 0.60%
Net Income 821.00K
Net Interest Spread 4.14%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 83.93%
Return on Assets 0.55%
Return on Equity 6.48%