C
1st Federal Savings Bank of SC, Inc.
Rating Date
June 2025
Risk Based
Capital Ratio
18.20
Leverage
Ratio
8.87
Return On
Assets
0.36%
Total
Assets
152.70M
Capital
12.28M
Total
Deposits
132.11M
Net
Income
136.00K
My Lists My Alerts
Weiss Ratings 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 9.50
Capitalization Index 6.90
Liquidity Index 2.00
Profitability Index 3.20
Stability Index 4.70
Company Info 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 31410
Phone Number (843) 549-2526
Website www.1stfederalofsc.com
Asset Quality 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -3.19%
5-Year Asset Growth 9.88%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 152.70M
Total Deposits 132.11M
Capital and Reserves 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 12.28M
Leverage Ratio 8.87
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio 18.20
Liquidity 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 15.37%
Liquidity Ratio 17.66%
Profitability 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.60%
Net Income 136.00K
Net Interest Spread 3.83%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 88.26%
Return on Assets 0.36%
Return on Equity 4.41%