C
1st Federal Savings Bank of SC, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
19.34
Leverage
Ratio
9.13
Return On
Assets
0.55%
Total
Assets
147.97M
Capital
12.99M
Total
Deposits
132.12M
Net
Income
619.00K
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Weiss Ratings 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Rating C
Asset Quality Index 9.50
Capitalization Index 7.20
Liquidity Index 1.20
Profitability Index 0.70
Stability Index 4.50
Company Info 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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FDIC Number 31410
Phone Number (843) 549-2526
Website www.1stfederalofsc.com
Asset Quality 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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1-Year Asset Growth -11.09%
5-Year Asset Growth 9.88%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Total Assets 147.97M
Total Deposits 132.12M
Capital and Reserves 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Capital 12.99M
Leverage Ratio 9.13
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio 19.34
Liquidity 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Hot Money Ratio 15.71%
Liquidity Ratio 13.54%
Profitability 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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5-Year Return on Average Assets 0.60%
Net Income 619.00K
Net Interest Spread 4.11%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 83.22%
Return on Assets 0.55%
Return on Equity 6.60%