C
1st Federal Savings Bank of SC, Inc.
Rating Date
June 2026
Risk Based
Capital Ratio
20.20
Leverage
Ratio
9.47
Return On
Assets
0.62%
Total
Assets
153.07M
Capital
13.33M
Total
Deposits
135.08M
Net
Income
232.00K
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Weiss Ratings 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Rating C
Asset Quality Index 9.70
Capitalization Index 7.70
Liquidity Index 1.80
Profitability Index 3.60
Stability Index 4.80
Company Info 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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FDIC Number 31410
Phone Number (843) 549-2526
Website www.1stfederalofsc.com
Asset Quality 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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1-Year Asset Growth 0.24%
5-Year Asset Growth 4.29%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Total Assets 153.07M
Total Deposits 135.08M
Capital and Reserves 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Capital 13.33M
Leverage Ratio 9.47
Loan Loss Reserves to Loans 0.79%
Risk-Based Capital Ratio 20.20
Liquidity 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Hot Money Ratio 16.10%
Liquidity Ratio 17.30%
Profitability 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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5-Year Return on Average Assets 0.54%
Net Income 232.00K
Net Interest Spread 4.12%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 79.43%
Return on Assets 0.62%
Return on Equity 6.99%