C
1st Federal Savings Bank of SC, Inc.
Rating Date
April 2025
Risk Based
Capital Ratio
17.65
Leverage
Ratio
8.77
Return On
Assets
0.50%
Total
Assets
144.93M
Capital
12.42M
Total
Deposits
123.45M
Net
Income
789.00K
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Weiss Ratings 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Rating C
Asset Quality Index 9.40
Capitalization Index 6.80
Liquidity Index 1.00
Profitability Index 3.00
Stability Index 4.50
Company Info 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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FDIC Number 31410
Phone Number (843) 549-2526
Website www.1stfederalofsc.com
Asset Quality 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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1-Year Asset Growth -8.25%
5-Year Asset Growth 9.88%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Total Assets 144.93M
Total Deposits 123.45M
Capital and Reserves 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Capital 12.42M
Leverage Ratio 8.77
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio 17.65
Liquidity 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Hot Money Ratio 16.11%
Liquidity Ratio 6.32%
Profitability 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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5-Year Return on Average Assets 0.60%
Net Income 789.00K
Net Interest Spread 3.23%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 66.67%
Return on Assets 0.50%
Return on Equity 6.74%