C
1st Federal Savings Bank of SC, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
18.51
Leverage
Ratio
9.01
Return On
Assets
0.49%
Total
Assets
153.39M
Capital
12.57M
Total
Deposits
133.92M
Net
Income
369.00K
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Weiss Ratings 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Rating C
Asset Quality Index 9.60
Capitalization Index 7.00
Liquidity Index 1.80
Profitability Index 3.30
Stability Index 4.40
Company Info 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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FDIC Number 31410
Phone Number (843) 549-2526
Website www.1stfederalofsc.com
Asset Quality 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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1-Year Asset Growth -7.20%
5-Year Asset Growth 9.88%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Total Assets 153.39M
Total Deposits 133.92M
Capital and Reserves 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Capital 12.57M
Leverage Ratio 9.01
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 18.51
Liquidity 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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Hot Money Ratio 15.66%
Liquidity Ratio 14.90%
Profitability 1st Federal Savings Bank of SC, Inc.
Walterboro, SC 		Click to
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5-Year Return on Average Assets 0.60%
Net Income 369.00K
Net Interest Spread 3.99%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 84.72%
Return on Assets 0.49%
Return on Equity 5.96%