B
First Fidelity Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Fidelity Bank
Fort Payne, AL
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Rating B
Asset Quality Index 6.80
Capitalization Index 9.50
Liquidity Index 4.30
Profitability Index 5.40
Stability Index 5.50
Company Info First Fidelity Bank
Fort Payne, AL
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FDIC Number 31479
Phone Number (256) 845-1077
Website www.bankffb.com
Asset Quality First Fidelity Bank
Fort Payne, AL
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1-Year Asset Growth 5.44%
5-Year Asset Growth 10.08%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.67%
Non-Performing Loans to Loans 0.17%
Balance Sheet First Fidelity Bank
Fort Payne, AL
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Total Assets 161.86M
Total Deposits 146.84M
Capital and Reserves First Fidelity Bank
Fort Payne, AL
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Capital 14.72M
Leverage Ratio 10.64
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 19.36
Liquidity First Fidelity Bank
Fort Payne, AL
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Hot Money Ratio 24.79%
Liquidity Ratio 46.59%
Profitability First Fidelity Bank
Fort Payne, AL
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5-Year Return on Average Assets 0.97%
Net Income 1.26M
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.33%
Overhead Efficiency Ratio 61.95%
Return on Assets 1.04%
Return on Equity 12.33%