| Weiss Ratings |
The First National Bank in Cooper
Cooper, TX |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 7.10 | |||
| Company Info |
The First National Bank in Cooper
Cooper, TX |
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| FDIC Number | 3149 | |||
| Phone Number | (903) 395-2131 | |||
| Website | www.fnbcooper.com | |||
| Asset Quality |
The First National Bank in Cooper
Cooper, TX |
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| 1-Year Asset Growth | 4.25% | |||
| 5-Year Asset Growth | 3.32% | |||
| 5-Year Charge-Offs to Average Loans | -0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 5.53% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The First National Bank in Cooper
Cooper, TX |
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| Total Assets | 53.56M | |||
| Total Deposits | 46.02M | |||
| Capital and Reserves |
The First National Bank in Cooper
Cooper, TX |
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| Capital | 7.28M | |||
| Leverage Ratio | 13.91 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank in Cooper
Cooper, TX |
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| Hot Money Ratio | 16.15% | |||
| Liquidity Ratio | 27.15% | |||
| Profitability |
The First National Bank in Cooper
Cooper, TX |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 358.00K | |||
| Net Interest Spread | 3.05% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 67.83% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 6.81% | |||