| Weiss Ratings |
The First National Bank in Cooper
Cooper, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.90 | |||
| Company Info |
The First National Bank in Cooper
Cooper, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 3149 | |||
| Phone Number | (903) 395-2131 | |||
| Website | www.fnbcooper.com | |||
| Asset Quality |
The First National Bank in Cooper
Cooper, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.71% | |||
| 5-Year Asset Growth | 4.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 5.59% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The First National Bank in Cooper
Cooper, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 57.31M | |||
| Total Deposits | 49.68M | |||
| Capital and Reserves |
The First National Bank in Cooper
Cooper, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 7.38M | |||
| Leverage Ratio | 13.12 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank in Cooper
Cooper, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.09% | |||
| Liquidity Ratio | 36.71% | |||
| Profitability |
The First National Bank in Cooper
Cooper, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 256.00K | |||
| Net Interest Spread | 3.06% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 66.49% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 6.94% | |||