C
First Federal Savings Bank
Rating Date
June 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings First Federal Savings Bank
Rochester, IN
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Rating C
Asset Quality Index 5.60
Capitalization Index 7.30
Liquidity Index 0.30
Profitability Index 3.70
Stability Index 6.20
Company Info First Federal Savings Bank
Rochester, IN
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FDIC Number 31516
Phone Number (574) 223-2128
Website www.firstfederalbanking.com
Asset Quality First Federal Savings Bank
Rochester, IN
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1-Year Asset Growth 9.73%
5-Year Asset Growth 8.19%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 5.95%
Non-Performing Loans to Loans 0.95%
Balance Sheet First Federal Savings Bank
Rochester, IN
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Total Assets 690.34M
Total Deposits 555.38M
Capital and Reserves First Federal Savings Bank
Rochester, IN
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Capital 61.06M
Leverage Ratio 9.21
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio 14.82
Liquidity First Federal Savings Bank
Rochester, IN
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Hot Money Ratio 34.26%
Liquidity Ratio 6.37%
Profitability First Federal Savings Bank
Rochester, IN
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5-Year Return on Average Assets 0.65%
Net Income 1.41M
Net Interest Spread 3.30%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 79.13%
Return on Assets 0.82%
Return on Equity 9.29%