| Weiss Ratings |
First Federal Savings Bank
Rochester, IN |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
First Federal Savings Bank
Rochester, IN |
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| FDIC Number | 31516 | |||
| Phone Number | (574) 223-2128 | |||
| Website | www.firstfederalbanking.com | |||
| Asset Quality |
First Federal Savings Bank
Rochester, IN |
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| 1-Year Asset Growth | -0.77% | |||
| 5-Year Asset Growth | 10.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 1.86% | |||
| Non-Performing Loans to Capital | 6.31% | |||
| Non-Performing Loans to Loans | 2.38% | |||
| Balance Sheet |
First Federal Savings Bank
Rochester, IN |
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| Total Assets | 662.88M | |||
| Total Deposits | 488.99M | |||
| Capital and Reserves |
First Federal Savings Bank
Rochester, IN |
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| Capital | 60.85M | |||
| Leverage Ratio | 9.53 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | 15.05 | |||
| Liquidity |
First Federal Savings Bank
Rochester, IN |
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| Hot Money Ratio | 31.89% | |||
| Liquidity Ratio | 6.79% | |||
| Profitability |
First Federal Savings Bank
Rochester, IN |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 4.04M | |||
| Net Interest Spread | 3.03% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 76.39% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 9.19% | |||