| Weiss Ratings |
First Federal Savings Bank
Rochester, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 6.00 | |||
| Company Info |
First Federal Savings Bank
Rochester, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 31516 | |||
| Phone Number | (574) 223-2128 | |||
| Website | www.firstfederalbanking.com | |||
| Asset Quality |
First Federal Savings Bank
Rochester, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.64% | |||
| 5-Year Asset Growth | 10.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 2.27% | |||
| Non-Performing Loans to Capital | 15.07% | |||
| Non-Performing Loans to Loans | 2.91% | |||
| Balance Sheet |
First Federal Savings Bank
Rochester, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 663.96M | |||
| Total Deposits | 529.66M | |||
| Capital and Reserves |
First Federal Savings Bank
Rochester, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 56.73M | |||
| Leverage Ratio | 8.84 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 14.76 | |||
| Liquidity |
First Federal Savings Bank
Rochester, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 39.61% | |||
| Liquidity Ratio | 8.57% | |||
| Profitability |
First Federal Savings Bank
Rochester, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 2.93M | |||
| Net Interest Spread | 2.61% | |||
| Operating Profit to Average Assets | 0.50% | |||
| Overhead Efficiency Ratio | 85.45% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 5.32% | |||