C
The Wilmington Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Wilmington Savings Bank
Wilmington, OH
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 2.50
Stability Index 7.10
Company Info The Wilmington Savings Bank
Wilmington, OH
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 31539
Phone Number (937) 382-1659
Website www.wilmingtonsavings.com
Asset Quality The Wilmington Savings Bank
Wilmington, OH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 17.90%
5-Year Asset Growth 8.09%
5-Year Charge-Offs to Average Loans -0.07%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 1.29%
Non-Performing Loans to Capital 3.79%
Non-Performing Loans to Loans 1.70%
Balance Sheet The Wilmington Savings Bank
Wilmington, OH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 244.10M
Total Deposits 207.83M
Capital and Reserves The Wilmington Savings Bank
Wilmington, OH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 35.45M
Leverage Ratio 14.91
Loan Loss Reserves to Loans 3.54%
Risk-Based Capital Ratio --
Liquidity The Wilmington Savings Bank
Wilmington, OH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 22.33%
Liquidity Ratio 10.90%
Profitability The Wilmington Savings Bank
Wilmington, OH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.50%
Net Income 319.00K
Net Interest Spread 2.24%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 72.97%
Return on Assets 0.53%
Return on Equity 3.64%