C
The Wilmington Savings Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Wilmington Savings Bank
Wilmington, OH
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Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 3.70
Stability Index 7.40
Company Info The Wilmington Savings Bank
Wilmington, OH
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FDIC Number 31539
Phone Number (937) 382-1659
Website www.wilmingtonsavings.com
Asset Quality The Wilmington Savings Bank
Wilmington, OH
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1-Year Asset Growth 9.59%
5-Year Asset Growth 10.70%
5-Year Charge-Offs to Average Loans -0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.12%
Non-Performing Loans to Capital 5.10%
Non-Performing Loans to Loans 1.45%
Balance Sheet The Wilmington Savings Bank
Wilmington, OH
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Total Assets 266.83M
Total Deposits 227.58M
Capital and Reserves The Wilmington Savings Bank
Wilmington, OH
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Capital 37.93M
Leverage Ratio 14.39
Loan Loss Reserves to Loans 3.18%
Risk-Based Capital Ratio --
Liquidity The Wilmington Savings Bank
Wilmington, OH
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Hot Money Ratio 24.03%
Liquidity Ratio 10.21%
Profitability The Wilmington Savings Bank
Wilmington, OH
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5-Year Return on Average Assets 0.50%
Net Income 1.96M
Net Interest Spread 2.29%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 64.87%
Return on Assets 0.77%
Return on Equity 5.39%