B
Central Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central Bank
Savannah, TN
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 4.00
Stability Index 7.10
Company Info Central Bank
Savannah, TN
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FDIC Number 31545
Phone Number (731) 925-9046
Website www.centralbanktn.com
Asset Quality Central Bank
Savannah, TN
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1-Year Asset Growth 5.71%
5-Year Asset Growth 7.46%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.50%
Non-Performing Loans to Loans 0.10%
Balance Sheet Central Bank
Savannah, TN
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Total Assets 145.48M
Total Deposits 127.31M
Capital and Reserves Central Bank
Savannah, TN
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Capital 16.65M
Leverage Ratio 12.55
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 22.90
Liquidity Central Bank
Savannah, TN
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Hot Money Ratio 31.70%
Liquidity Ratio 20.72%
Profitability Central Bank
Savannah, TN
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5-Year Return on Average Assets 0.92%
Net Income 845.00K
Net Interest Spread 3.96%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 77.61%
Return on Assets 0.77%
Return on Equity 7.16%