D
Texas Heritage National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Texas Heritage National Bank
Daingerfield, TX
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Rating D
Asset Quality Index 5.30
Capitalization Index 7.90
Liquidity Index 0.10
Profitability Index 5.80
Stability Index 3.70
Company Info Texas Heritage National Bank
Daingerfield, TX
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FDIC Number 3161
Phone Number (903) 645-2251
Website www.thnb.bank
Asset Quality Texas Heritage National Bank
Daingerfield, TX
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1-Year Asset Growth 11.79%
5-Year Asset Growth 47.86%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 11.21%
Non-Performing Loans to Loans 0.29%
Balance Sheet Texas Heritage National Bank
Daingerfield, TX
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Total Assets 958.20M
Total Deposits 801.12M
Capital and Reserves Texas Heritage National Bank
Daingerfield, TX
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Capital 91.53M
Leverage Ratio 9.60
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 11.75
Liquidity Texas Heritage National Bank
Daingerfield, TX
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Hot Money Ratio 28.21%
Liquidity Ratio 13.40%
Profitability Texas Heritage National Bank
Daingerfield, TX
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5-Year Return on Average Assets 1.07%
Net Income 13.44M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 55.54%
Return on Assets 1.46%
Return on Equity 15.83%