D
Texas Heritage National Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Texas Heritage National Bank
Daingerfield, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 4.20
Capitalization Index 8.80
Liquidity Index 0.10
Profitability Index 5.70
Stability Index 3.70
Company Info Texas Heritage National Bank
Daingerfield, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 3161
Phone Number (903) 645-2251
Website www.thnb.bank
Asset Quality Texas Heritage National Bank
Daingerfield, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.14%
5-Year Asset Growth 47.83%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 1.17%
Non-Performing Loans to Capital 9.71%
Non-Performing Loans to Loans 1.26%
Balance Sheet Texas Heritage National Bank
Daingerfield, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 936.37M
Total Deposits 811.92M
Capital and Reserves Texas Heritage National Bank
Daingerfield, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 94.91M
Leverage Ratio 10.17
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 12.35
Liquidity Texas Heritage National Bank
Daingerfield, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 30.97%
Liquidity Ratio 13.64%
Profitability Texas Heritage National Bank
Daingerfield, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.22%
Net Income 6.71M
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 63.61%
Return on Assets 1.44%
Return on Equity 14.45%