D
Texas Heritage National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Texas Heritage National Bank
Daingerfield, TX
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Rating D
Asset Quality Index 8.20
Capitalization Index 7.40
Liquidity Index 0.10
Profitability Index 5.40
Stability Index 3.70
Company Info Texas Heritage National Bank
Daingerfield, TX
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FDIC Number 3161
Phone Number (903) 645-2251
Website www.thnb.bank
Asset Quality Texas Heritage National Bank
Daingerfield, TX
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1-Year Asset Growth 29.38%
5-Year Asset Growth 97.08%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.66%
Non-Performing Loans to Loans 0.08%
Balance Sheet Texas Heritage National Bank
Daingerfield, TX
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Total Assets 937.70M
Total Deposits 827.51M
Capital and Reserves Texas Heritage National Bank
Daingerfield, TX
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Capital 84.31M
Leverage Ratio 9.25
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 11.04
Liquidity Texas Heritage National Bank
Daingerfield, TX
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Hot Money Ratio 18.72%
Liquidity Ratio 11.08%
Profitability Texas Heritage National Bank
Daingerfield, TX
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5-Year Return on Average Assets 1.07%
Net Income 6.30M
Net Interest Spread 3.70%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 56.50%
Return on Assets 1.40%
Return on Equity 15.37%