B
Volunteer Federal Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Volunteer Federal Savings Bank
Madisonville, TN
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 3.90
Stability Index 6.00
Company Info Volunteer Federal Savings Bank
Madisonville, TN
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FDIC Number 31694
Phone Number (423) 442-4545
Website volfed.com
Asset Quality Volunteer Federal Savings Bank
Madisonville, TN
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1-Year Asset Growth 6.24%
5-Year Asset Growth 10.83%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 2.29%
Non-Performing Loans to Loans 0.14%
Balance Sheet Volunteer Federal Savings Bank
Madisonville, TN
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Total Assets 397.06M
Total Deposits 353.50M
Capital and Reserves Volunteer Federal Savings Bank
Madisonville, TN
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Capital 40.85M
Leverage Ratio 11.23
Loan Loss Reserves to Loans 0.46%
Risk-Based Capital Ratio 23.17
Liquidity Volunteer Federal Savings Bank
Madisonville, TN
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Hot Money Ratio 23.59%
Liquidity Ratio 26.03%
Profitability Volunteer Federal Savings Bank
Madisonville, TN
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5-Year Return on Average Assets 0.71%
Net Income 1.82M
Net Interest Spread 3.31%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 69.96%
Return on Assets 0.92%
Return on Equity 9.11%