| Weiss Ratings |
Farmers and Merchants Bank
De Leon, TX |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 6.50 | |||
| Company Info |
Farmers and Merchants Bank
De Leon, TX |
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| FDIC Number | 3170 | |||
| Phone Number | (254) 893-2031 | |||
| Website | www.fmbank-tx.com | |||
| Asset Quality |
Farmers and Merchants Bank
De Leon, TX |
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| 1-Year Asset Growth | 43.73% | |||
| 5-Year Asset Growth | 17.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Farmers and Merchants Bank
De Leon, TX |
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| Total Assets | 246.92M | |||
| Total Deposits | 211.66M | |||
| Capital and Reserves |
Farmers and Merchants Bank
De Leon, TX |
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| Capital | 32.37M | |||
| Leverage Ratio | 12.18 | |||
| Loan Loss Reserves to Loans | 1.42% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers and Merchants Bank
De Leon, TX |
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| Hot Money Ratio | 12.34% | |||
| Liquidity Ratio | 40.19% | |||
| Profitability |
Farmers and Merchants Bank
De Leon, TX |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 2.78M | |||
| Net Interest Spread | 4.67% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 58.42% | |||
| Return on Assets | 1.75% | |||
| Return on Equity | 13.14% | |||