| Weiss Ratings |
Farmers and Merchants Bank
De Leon, TX |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 6.70 | |||
| Company Info |
Farmers and Merchants Bank
De Leon, TX |
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| FDIC Number | 3170 | |||
| Phone Number | (254) 893-2031 | |||
| Website | www.fmbank-tx.com | |||
| Asset Quality |
Farmers and Merchants Bank
De Leon, TX |
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| 1-Year Asset Growth | 16.72% | |||
| 5-Year Asset Growth | 17.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Farmers and Merchants Bank
De Leon, TX |
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| Total Assets | 183.53M | |||
| Total Deposits | 156.22M | |||
| Capital and Reserves |
Farmers and Merchants Bank
De Leon, TX |
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| Capital | 26.19M | |||
| Leverage Ratio | 15.02 | |||
| Loan Loss Reserves to Loans | 1.63% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers and Merchants Bank
De Leon, TX |
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| Hot Money Ratio | 13.42% | |||
| Liquidity Ratio | 43.91% | |||
| Profitability |
Farmers and Merchants Bank
De Leon, TX |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 570.00K | |||
| Net Interest Spread | 4.51% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 61.90% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 8.88% | |||