| Weiss Ratings |
Farmers and Merchants Bank
De Leon, TX |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 6.50 | |||
| Company Info |
Farmers and Merchants Bank
De Leon, TX |
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| FDIC Number | 3170 | |||
| Phone Number | (254) 893-2031 | |||
| Website | www.fmbank-tx.com | |||
| Asset Quality |
Farmers and Merchants Bank
De Leon, TX |
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| 1-Year Asset Growth | 55.07% | |||
| 5-Year Asset Growth | 17.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Farmers and Merchants Bank
De Leon, TX |
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| Total Assets | 243.91M | |||
| Total Deposits | 211.43M | |||
| Capital and Reserves |
Farmers and Merchants Bank
De Leon, TX |
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| Capital | 29.77M | |||
| Leverage Ratio | 13.86 | |||
| Loan Loss Reserves to Loans | 1.51% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers and Merchants Bank
De Leon, TX |
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| Hot Money Ratio | 11.11% | |||
| Liquidity Ratio | 42.28% | |||
| Profitability |
Farmers and Merchants Bank
De Leon, TX |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 1.46M | |||
| Net Interest Spread | 4.62% | |||
| Operating Profit to Average Assets | 1.85% | |||
| Overhead Efficiency Ratio | 57.73% | |||
| Return on Assets | 1.48% | |||
| Return on Equity | 10.88% | |||