| Weiss Ratings |
Home Savings Bank, FSB
Ludlow, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 2.90 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 6.20 | |||
| Company Info |
Home Savings Bank, FSB
Ludlow, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 31723 | |||
| Phone Number | (859) 431-4437 | |||
| Website | www.homesavingsbanknky.com | |||
| Asset Quality |
Home Savings Bank, FSB
Ludlow, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.88% | |||
| 5-Year Asset Growth | 1.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 3.62% | |||
| Non-Performing Loans to Capital | 32.51% | |||
| Non-Performing Loans to Loans | 4.52% | |||
| Balance Sheet |
Home Savings Bank, FSB
Ludlow, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 27.78M | |||
| Total Deposits | 18.97M | |||
| Capital and Reserves |
Home Savings Bank, FSB
Ludlow, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 3.23M | |||
| Leverage Ratio | 10.73 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Home Savings Bank, FSB
Ludlow, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 35.99% | |||
| Liquidity Ratio | 19.82% | |||
| Profitability |
Home Savings Bank, FSB
Ludlow, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.41% | |||
| Net Income | -140.00K | |||
| Net Interest Spread | 2.69% | |||
| Operating Profit to Average Assets | -1.01% | |||
| Overhead Efficiency Ratio | 136.46% | |||
| Return on Assets | -1.01% | |||
| Return on Equity | -8.45% | |||