| Weiss Ratings |
Home Savings Bank, FSB
Ludlow, KY |
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| Rating | ||||
| Asset Quality Index | 1.70 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 6.20 | |||
| Company Info |
Home Savings Bank, FSB
Ludlow, KY |
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| FDIC Number | 31723 | |||
| Phone Number | (859) 431-4437 | |||
| Website | www.homesavingsbanknky.com | |||
| Asset Quality |
Home Savings Bank, FSB
Ludlow, KY |
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| 1-Year Asset Growth | -1.92% | |||
| 5-Year Asset Growth | 1.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 5.14% | |||
| Non-Performing Loans to Capital | 47.02% | |||
| Non-Performing Loans to Loans | 6.42% | |||
| Balance Sheet |
Home Savings Bank, FSB
Ludlow, KY |
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| Total Assets | 26.60M | |||
| Total Deposits | 18.89M | |||
| Capital and Reserves |
Home Savings Bank, FSB
Ludlow, KY |
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| Capital | 3.15M | |||
| Leverage Ratio | 10.62 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Home Savings Bank, FSB
Ludlow, KY |
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| Hot Money Ratio | 41.14% | |||
| Liquidity Ratio | 19.64% | |||
| Profitability |
Home Savings Bank, FSB
Ludlow, KY |
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| 5-Year Return on Average Assets | -0.41% | |||
| Net Income | -214.00K | |||
| Net Interest Spread | 2.63% | |||
| Operating Profit to Average Assets | -1.03% | |||
| Overhead Efficiency Ratio | 137.86% | |||
| Return on Assets | -1.03% | |||
| Return on Equity | -8.72% | |||