| Weiss Ratings |
Home Savings Bank, FSB
Ludlow, KY |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 0.10 | |||
| Stability Index | 6.20 | |||
| Company Info |
Home Savings Bank, FSB
Ludlow, KY |
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| FDIC Number | 31723 | |||
| Phone Number | (859) 431-4437 | |||
| Website | www.homesavingsbanknky.com | |||
| Asset Quality |
Home Savings Bank, FSB
Ludlow, KY |
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| 1-Year Asset Growth | 1.00% | |||
| 5-Year Asset Growth | 1.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 2.48% | |||
| Non-Performing Loans to Capital | 23.27% | |||
| Non-Performing Loans to Loans | 3.10% | |||
| Balance Sheet |
Home Savings Bank, FSB
Ludlow, KY |
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| Total Assets | 27.98M | |||
| Total Deposits | 18.73M | |||
| Capital and Reserves |
Home Savings Bank, FSB
Ludlow, KY |
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| Capital | 3.33M | |||
| Leverage Ratio | 11.00 | |||
| Loan Loss Reserves to Loans | 0.67% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Home Savings Bank, FSB
Ludlow, KY |
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| Hot Money Ratio | 36.88% | |||
| Liquidity Ratio | 19.74% | |||
| Profitability |
Home Savings Bank, FSB
Ludlow, KY |
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| 5-Year Return on Average Assets | -0.41% | |||
| Net Income | -37.00K | |||
| Net Interest Spread | 2.70% | |||
| Operating Profit to Average Assets | -0.53% | |||
| Overhead Efficiency Ratio | 119.27% | |||
| Return on Assets | -0.53% | |||
| Return on Equity | -4.42% | |||