C
Greater State Bank
McAllenTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Greater State Bank
McAllen, TX
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Rating C
Asset Quality Index 8.60
Capitalization Index 9.20
Liquidity Index 1.40
Profitability Index 6.60
Stability Index 5.00
Company Info Greater State Bank
McAllen, TX
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FDIC Number 31762
Phone Number (956) 687-4782
Website greaterstate.bank
Asset Quality Greater State Bank
McAllen, TX
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1-Year Asset Growth 7.57%
5-Year Asset Growth 19.54%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.25%
Non-Performing Loans to Loans 0.03%
Balance Sheet Greater State Bank
McAllen, TX
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Total Assets 176.28M
Total Deposits 156.45M
Capital and Reserves Greater State Bank
McAllen, TX
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Capital 18.29M
Leverage Ratio 10.47
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio 16.56
Liquidity Greater State Bank
McAllen, TX
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Hot Money Ratio 33.54%
Liquidity Ratio 26.35%
Profitability Greater State Bank
McAllen, TX
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5-Year Return on Average Assets 0.94%
Net Income 1.75M
Net Interest Spread 5.53%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 70.07%
Return on Assets 1.35%
Return on Equity 13.47%