| Weiss Ratings |
Home Federal Savings and Loan Association
Bamberg, SC |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 6.50 | |||
| Company Info |
Home Federal Savings and Loan Association
Bamberg, SC |
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| FDIC Number | 31774 | |||
| Phone Number | (803) 245-5139 | |||
| Website | -- | |||
| Asset Quality |
Home Federal Savings and Loan Association
Bamberg, SC |
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| 1-Year Asset Growth | -1.63% | |||
| 5-Year Asset Growth | -0.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 4.61% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
Home Federal Savings and Loan Association
Bamberg, SC |
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| Total Assets | 40.35M | |||
| Total Deposits | 33.67M | |||
| Capital and Reserves |
Home Federal Savings and Loan Association
Bamberg, SC |
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| Capital | 5.66M | |||
| Leverage Ratio | 14.06 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Home Federal Savings and Loan Association
Bamberg, SC |
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| Hot Money Ratio | 65.27% | |||
| Liquidity Ratio | 21.12% | |||
| Profitability |
Home Federal Savings and Loan Association
Bamberg, SC |
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| 5-Year Return on Average Assets | 0.21% | |||
| Net Income | 126.00K | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 84.33% | |||
| Return on Assets | 0.31% | |||
| Return on Equity | 2.26% | |||