| Weiss Ratings |
Home Federal Savings and Loan Association
Bamberg, SC |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 6.50 | |||
| Company Info |
Home Federal Savings and Loan Association
Bamberg, SC |
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| FDIC Number | 31774 | |||
| Phone Number | (803) 245-5139 | |||
| Website | -- | |||
| Asset Quality |
Home Federal Savings and Loan Association
Bamberg, SC |
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| 1-Year Asset Growth | -3.22% | |||
| 5-Year Asset Growth | -0.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 4.02% | |||
| Non-Performing Loans to Loans | 1.04% | |||
| Balance Sheet |
Home Federal Savings and Loan Association
Bamberg, SC |
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| Total Assets | 39.55M | |||
| Total Deposits | 33.10M | |||
| Capital and Reserves |
Home Federal Savings and Loan Association
Bamberg, SC |
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| Capital | 5.68M | |||
| Leverage Ratio | 14.16 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Home Federal Savings and Loan Association
Bamberg, SC |
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| Hot Money Ratio | 65.61% | |||
| Liquidity Ratio | 18.12% | |||
| Profitability |
Home Federal Savings and Loan Association
Bamberg, SC |
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| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | 24.00K | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 0.29% | |||
| Overhead Efficiency Ratio | 91.03% | |||
| Return on Assets | 0.24% | |||
| Return on Equity | 1.69% | |||