B
The First National Bank of Eagle Lake
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.26
Return On
Assets
1.49%
Total
Assets
171.14M
Capital
17.81M
Total
Deposits
152.25M
Net
Income
1.82M
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Weiss Ratings The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Rating B
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 6.50
Stability Index 7.40
Company Info The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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FDIC Number 3179
Phone Number (979) 234-5591
Website fnbeaglelake.bank
Asset Quality The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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1-Year Asset Growth -0.76%
5-Year Asset Growth 6.69%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 2.20%
Non-Performing Loans to Capital 18.71%
Non-Performing Loans to Loans 3.71%
Balance Sheet The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Total Assets 171.14M
Total Deposits 152.25M
Capital and Reserves The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Capital 17.81M
Leverage Ratio 11.26
Loan Loss Reserves to Loans 1.80%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Hot Money Ratio 11.85%
Liquidity Ratio 26.03%
Profitability The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 1.82M
Net Interest Spread 4.62%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 68.15%
Return on Assets 1.49%
Return on Equity 14.37%