B
The First National Bank of Eagle Lake
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
11.38
Return On
Assets
1.55%
Total
Assets
167.65M
Capital
19.01M
Total
Deposits
147.71M
Net
Income
1.32M
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Weiss Ratings The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Rating B
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 6.80
Stability Index 8.10
Company Info The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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FDIC Number 3179
Phone Number (979) 234-5591
Website fnbeaglelake.bank
Asset Quality The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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1-Year Asset Growth 3.86%
5-Year Asset Growth 4.62%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.44%
Non-Performing Loans to Capital 11.23%
Non-Performing Loans to Loans 2.25%
Balance Sheet The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Total Assets 167.65M
Total Deposits 147.71M
Capital and Reserves The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Capital 19.01M
Leverage Ratio 11.38
Loan Loss Reserves to Loans 1.80%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Hot Money Ratio 14.01%
Liquidity Ratio 19.80%
Profitability The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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5-Year Return on Average Assets 1.36%
Net Income 1.32M
Net Interest Spread 4.90%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 67.17%
Return on Assets 1.55%
Return on Equity 14.16%