B
The First National Bank of Eagle Lake
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.85
Return On
Assets
1.62%
Total
Assets
169.94M
Capital
18.18M
Total
Deposits
150.40M
Net
Income
2.67M
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Weiss Ratings The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Rating B
Asset Quality Index 5.50
Capitalization Index 9.80
Liquidity Index 3.40
Profitability Index 6.90
Stability Index 7.50
Company Info The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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FDIC Number 3179
Phone Number (979) 234-5591
Website fnbeaglelake.bank
Asset Quality The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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1-Year Asset Growth 1.76%
5-Year Asset Growth 4.62%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 1.76%
Non-Performing Loans to Capital 14.59%
Non-Performing Loans to Loans 3.07%
Balance Sheet The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Total Assets 169.94M
Total Deposits 150.40M
Capital and Reserves The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Capital 18.18M
Leverage Ratio 10.85
Loan Loss Reserves to Loans 1.90%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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Hot Money Ratio 13.20%
Liquidity Ratio 27.78%
Profitability The First National Bank of Eagle Lake
Eagle Lake, TX 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 2.67M
Net Interest Spread 4.74%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 66.44%
Return on Assets 1.62%
Return on Equity 15.58%