Grand Bank for Savings, F.S.B.
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.5 has resulted in Weak (2.8) profitability.
Other Rating Factors:
Excellent current capitalization (9.2 on a scale of 0 to 10) and a capital leverage ratio of 10.5. A current level of 3.9 percent of nonperforming loans to core capital combined with 9.1 percent from a year earlier contributes to the Excellent asset quality (7.1).
Asset Mix:
Home mtgs (47%), cash (29%), home eq lns (19%), other (5%)
States with Branches:
MS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
204 Westover Drive
Hattiesburg, MS 39402
Hattiesburg, MS 39402
Phone Number
(601) 264-1467
Year Founded
1968
FDIC Number
Website
Largest Affiliates
No affiliate information available.