B
The First National Bank of Evant
EvantTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Evant
Evant, TX
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Rating B
Asset Quality Index 8.50
Capitalization Index 8.20
Liquidity Index 2.60
Profitability Index 7.70
Stability Index 5.70
Company Info The First National Bank of Evant
Evant, TX
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FDIC Number 3190
Phone Number (254) 471-5531
Website www.fnbevant.com
Asset Quality The First National Bank of Evant
Evant, TX
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1-Year Asset Growth 0.69%
5-Year Asset Growth 16.05%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.88%
Non-Performing Loans to Loans 0.14%
Balance Sheet The First National Bank of Evant
Evant, TX
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Total Assets 182.97M
Total Deposits 165.48M
Capital and Reserves The First National Bank of Evant
Evant, TX
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Capital 16.99M
Leverage Ratio 9.78
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Evant
Evant, TX
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Hot Money Ratio 27.79%
Liquidity Ratio 31.29%
Profitability The First National Bank of Evant
Evant, TX
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5-Year Return on Average Assets 1.46%
Net Income 2.48M
Net Interest Spread 4.45%
Operating Profit to Average Assets 1.85%
Overhead Efficiency Ratio 54.78%
Return on Assets 1.85%
Return on Equity 20.82%