| Weiss Ratings |
Cypress Bank, SSB
Pittsburg, TX |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 6.80 | |||
| Company Info |
Cypress Bank, SSB
Pittsburg, TX |
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| FDIC Number | 31905 | |||
| Phone Number | (903) 856-6653 | |||
| Website | www.cypressbanktx.com | |||
| Asset Quality |
Cypress Bank, SSB
Pittsburg, TX |
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| 1-Year Asset Growth | -1.20% | |||
| 5-Year Asset Growth | 1.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 1.12% | |||
| Non-Performing Loans to Capital | 8.96% | |||
| Non-Performing Loans to Loans | 1.84% | |||
| Balance Sheet |
Cypress Bank, SSB
Pittsburg, TX |
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| Total Assets | 226.92M | |||
| Total Deposits | 184.19M | |||
| Capital and Reserves |
Cypress Bank, SSB
Pittsburg, TX |
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| Capital | 25.75M | |||
| Leverage Ratio | 11.64 | |||
| Loan Loss Reserves to Loans | 0.92% | |||
| Risk-Based Capital Ratio | 21.45 | |||
| Liquidity |
Cypress Bank, SSB
Pittsburg, TX |
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| Hot Money Ratio | 35.03% | |||
| Liquidity Ratio | 34.97% | |||
| Profitability |
Cypress Bank, SSB
Pittsburg, TX |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 1.30M | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 82.46% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 5.18% | |||