C
Cypress Bank, SSB
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cypress Bank, SSB
Pittsburg, TX
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Rating C
Asset Quality Index 3.90
Capitalization Index 8.10
Liquidity Index 1.30
Profitability Index 2.90
Stability Index 6.60
Company Info Cypress Bank, SSB
Pittsburg, TX
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FDIC Number 31905
Phone Number (903) 856-6653
Website www.cypressbanktx.com
Asset Quality Cypress Bank, SSB
Pittsburg, TX
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1-Year Asset Growth 0.05%
5-Year Asset Growth 4.14%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 1.14%
Non-Performing Loans to Capital 9.43%
Non-Performing Loans to Loans 1.92%
Balance Sheet Cypress Bank, SSB
Pittsburg, TX
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Total Assets 231.86M
Total Deposits 188.46M
Capital and Reserves Cypress Bank, SSB
Pittsburg, TX
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Capital 25.45M
Leverage Ratio 11.42
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 21.10
Liquidity Cypress Bank, SSB
Pittsburg, TX
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Hot Money Ratio 36.45%
Liquidity Ratio 36.69%
Profitability Cypress Bank, SSB
Pittsburg, TX
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5-Year Return on Average Assets 0.69%
Net Income 908.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets 0.58%
Overhead Efficiency Ratio 83.82%
Return on Assets 0.53%
Return on Equity 4.86%