C
Cypress Bank, SSB
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cypress Bank, SSB
Pittsburg, TX
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Rating C
Asset Quality Index 3.70
Capitalization Index 7.90
Liquidity Index 1.00
Profitability Index 3.20
Stability Index 6.60
Company Info Cypress Bank, SSB
Pittsburg, TX
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FDIC Number 31905
Phone Number (903) 856-6653
Website www.cypressbanktx.com
Asset Quality Cypress Bank, SSB
Pittsburg, TX
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1-Year Asset Growth 1.83%
5-Year Asset Growth 4.14%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 1.41%
Non-Performing Loans to Capital 11.73%
Non-Performing Loans to Loans 2.27%
Balance Sheet Cypress Bank, SSB
Pittsburg, TX
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Total Assets 232.81M
Total Deposits 185.28M
Capital and Reserves Cypress Bank, SSB
Pittsburg, TX
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Capital 25.08M
Leverage Ratio 11.56
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 20.32
Liquidity Cypress Bank, SSB
Pittsburg, TX
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Hot Money Ratio 37.15%
Liquidity Ratio 33.91%
Profitability Cypress Bank, SSB
Pittsburg, TX
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5-Year Return on Average Assets 0.69%
Net Income 308.00K
Net Interest Spread 3.65%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 84.46%
Return on Assets 0.54%
Return on Equity 4.95%