| Weiss Ratings |
Cypress Bank, SSB
Pittsburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.60 | |||
| Company Info |
Cypress Bank, SSB
Pittsburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 31905 | |||
| Phone Number | (903) 856-6653 | |||
| Website | www.cypressbanktx.com | |||
| Asset Quality |
Cypress Bank, SSB
Pittsburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.09% | |||
| 5-Year Asset Growth | 1.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 1.30% | |||
| Non-Performing Loans to Capital | 9.16% | |||
| Non-Performing Loans to Loans | 1.84% | |||
| Balance Sheet |
Cypress Bank, SSB
Pittsburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 235.54M | |||
| Total Deposits | 192.87M | |||
| Capital and Reserves |
Cypress Bank, SSB
Pittsburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 25.67M | |||
| Leverage Ratio | 11.44 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Risk-Based Capital Ratio | 21.49 | |||
| Liquidity |
Cypress Bank, SSB
Pittsburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 36.83% | |||
| Liquidity Ratio | 36.90% | |||
| Profitability |
Cypress Bank, SSB
Pittsburg, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 684.00K | |||
| Net Interest Spread | 3.74% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 83.14% | |||
| Return on Assets | 0.59% | |||
| Return on Equity | 5.30% | |||