| Weiss Ratings |
Cypress Bank, SSB
Pittsburg, TX |
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| Rating | ||||
| Asset Quality Index | 3.80 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 6.60 | |||
| Company Info |
Cypress Bank, SSB
Pittsburg, TX |
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| FDIC Number | 31905 | |||
| Phone Number | (903) 856-6653 | |||
| Website | www.cypressbanktx.com | |||
| Asset Quality |
Cypress Bank, SSB
Pittsburg, TX |
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| 1-Year Asset Growth | -0.26% | |||
| 5-Year Asset Growth | 4.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 1.18% | |||
| Non-Performing Loans to Capital | 9.91% | |||
| Non-Performing Loans to Loans | 1.96% | |||
| Balance Sheet |
Cypress Bank, SSB
Pittsburg, TX |
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| Total Assets | 230.71M | |||
| Total Deposits | 185.85M | |||
| Capital and Reserves |
Cypress Bank, SSB
Pittsburg, TX |
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| Capital | 24.64M | |||
| Leverage Ratio | 11.34 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Risk-Based Capital Ratio | 20.62 | |||
| Liquidity |
Cypress Bank, SSB
Pittsburg, TX |
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| Hot Money Ratio | 36.04% | |||
| Liquidity Ratio | 34.84% | |||
| Profitability |
Cypress Bank, SSB
Pittsburg, TX |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 596.00K | |||
| Net Interest Spread | 3.66% | |||
| Operating Profit to Average Assets | 0.56% | |||
| Overhead Efficiency Ratio | 84.22% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 4.79% | |||