B
TrustCo Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TrustCo Bank
Glenville, NY
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Rating B
Asset Quality Index 9.50
Capitalization Index 9.50
Liquidity Index 2.50
Profitability Index 4.90
Stability Index 8.60
Company Info TrustCo Bank
Glenville, NY
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FDIC Number 31945
Phone Number (518) 377-3311
Website www.trustcobank.com
Asset Quality TrustCo Bank
Glenville, NY
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1-Year Asset Growth 3.92%
5-Year Asset Growth 3.90%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.54%
Non-Performing Loans to Loans 0.35%
Balance Sheet TrustCo Bank
Glenville, NY
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Total Assets 6.35B
Total Deposits 5.48B
Capital and Reserves TrustCo Bank
Glenville, NY
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Capital 675.75M
Leverage Ratio 10.66
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 19.92
Liquidity TrustCo Bank
Glenville, NY
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Hot Money Ratio 23.72%
Liquidity Ratio 15.34%
Profitability TrustCo Bank
Glenville, NY
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5-Year Return on Average Assets 1.02%
Net Income 46.15M
Net Interest Spread 2.71%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 56.11%
Return on Assets 0.98%
Return on Equity 9.28%