B
TrustCo Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TrustCo Bank
Glenville, NY
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Rating B
Asset Quality Index 9.10
Capitalization Index 6.10
Liquidity Index 2.50
Profitability Index 4.90
Stability Index 7.60
Company Info TrustCo Bank
Glenville, NY
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FDIC Number 31945
Phone Number (518) 377-3311
Website www.trustcobank.com
Asset Quality TrustCo Bank
Glenville, NY
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1-Year Asset Growth 3.22%
5-Year Asset Growth 1.83%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 3.66%
Non-Performing Loans to Loans 0.39%
Balance Sheet TrustCo Bank
Glenville, NY
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Total Assets 6.44B
Total Deposits 5.56B
Capital and Reserves TrustCo Bank
Glenville, NY
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Capital 524.30M
Leverage Ratio 8.13
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 15.23
Liquidity TrustCo Bank
Glenville, NY
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Hot Money Ratio 23.70%
Liquidity Ratio 14.48%
Profitability TrustCo Bank
Glenville, NY
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5-Year Return on Average Assets 1.02%
Net Income 61.79M
Net Interest Spread 2.73%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 55.94%
Return on Assets 0.98%
Return on Equity 9.54%