D
First Texas National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Texas National Bank
Floydada, TX
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Rating D
Asset Quality Index 5.50
Capitalization Index 9.50
Liquidity Index 0.10
Profitability Index 8.50
Stability Index 3.70
Company Info First Texas National Bank
Floydada, TX
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FDIC Number 3197
Phone Number (806) 983-3717
Website www.firsttexasnb.com
Asset Quality First Texas National Bank
Floydada, TX
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1-Year Asset Growth 8.73%
5-Year Asset Growth 11.15%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 3.44%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Texas National Bank
Floydada, TX
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Total Assets 185.55M
Total Deposits 165.49M
Capital and Reserves First Texas National Bank
Floydada, TX
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Capital 18.92M
Leverage Ratio 10.68
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity First Texas National Bank
Floydada, TX
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Hot Money Ratio 42.81%
Liquidity Ratio 13.22%
Profitability First Texas National Bank
Floydada, TX
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5-Year Return on Average Assets 1.46%
Net Income 2.73M
Net Interest Spread 4.59%
Operating Profit to Average Assets 2.10%
Overhead Efficiency Ratio 51.08%
Return on Assets 2.10%
Return on Equity 20.24%