D
First Western Federal Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
17.97
Return On
Assets
1.83%
Total
Assets
60.41M
Capital
10.74M
Total
Deposits
37.85M
Net
Income
562.00K
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Weiss Ratings First Western Federal Savings Bank
Rapid City, SD 		Click to
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Rating D
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 7.20
Stability Index 3.70
Company Info First Western Federal Savings Bank
Rapid City, SD 		Click to
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FDIC Number 31972
Phone Number (605) 341-1203
Website www.myiralender.com
Asset Quality First Western Federal Savings Bank
Rapid City, SD 		Click to
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1-Year Asset Growth -2.99%
5-Year Asset Growth 0.91%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 0.79%
Non-Performing Loans to Loans 0.16%
Balance Sheet First Western Federal Savings Bank
Rapid City, SD 		Click to
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Total Assets 60.41M
Total Deposits 37.85M
Capital and Reserves First Western Federal Savings Bank
Rapid City, SD 		Click to
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Capital 10.74M
Leverage Ratio 17.97
Loan Loss Reserves to Loans 0.70%
Risk-Based Capital Ratio --
Liquidity First Western Federal Savings Bank
Rapid City, SD 		Click to
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Hot Money Ratio 52.81%
Liquidity Ratio 7.47%
Profitability First Western Federal Savings Bank
Rapid City, SD 		Click to
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5-Year Return on Average Assets 2.16%
Net Income 562.00K
Net Interest Spread 4.69%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 60.84%
Return on Assets 1.83%
Return on Equity 10.56%