B
Texas Gulf Bank, National Association
HoustonTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Texas Gulf Bank, National Association
Houston, TX
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 2.80
Stability Index 7.60
Company Info Texas Gulf Bank, National Association
Houston, TX
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FDIC Number 3206
Phone Number (713) 595-7400
Website www.texasgulfbank.com
Asset Quality Texas Gulf Bank, National Association
Houston, TX
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1-Year Asset Growth -3.67%
5-Year Asset Growth 0.93%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 0.60%
Non-Performing Loans to Loans 0.24%
Balance Sheet Texas Gulf Bank, National Association
Houston, TX
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Total Assets 695.32M
Total Deposits 612.11M
Capital and Reserves Texas Gulf Bank, National Association
Houston, TX
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Capital 78.96M
Leverage Ratio 11.64
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity Texas Gulf Bank, National Association
Houston, TX
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Hot Money Ratio 12.26%
Liquidity Ratio 15.89%
Profitability Texas Gulf Bank, National Association
Houston, TX
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5-Year Return on Average Assets 1.06%
Net Income 2.94M
Net Interest Spread 3.70%
Operating Profit to Average Assets 0.55%
Overhead Efficiency Ratio 83.15%
Return on Assets 0.55%
Return on Equity 4.99%