B
Texas Gulf Bank, National Association
Houston,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Texas Gulf Bank, National Association
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 4.20
Stability Index 7.30
Company Info Texas Gulf Bank, National Association
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 3206
Phone Number (713) 595-7400
Website www.texasgulfbank.com
Asset Quality Texas Gulf Bank, National Association
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.29%
5-Year Asset Growth 1.50%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.13%
Non-Performing Loans to Loans 0.05%
Balance Sheet Texas Gulf Bank, National Association
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 726.94M
Total Deposits 638.59M
Capital and Reserves Texas Gulf Bank, National Association
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 81.91M
Leverage Ratio 11.98
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity Texas Gulf Bank, National Association
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.40%
Liquidity Ratio 19.26%
Profitability Texas Gulf Bank, National Association
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.90%
Net Income 3.71M
Net Interest Spread 4.12%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 77.33%
Return on Assets 1.02%
Return on Equity 9.14%