| Weiss Ratings |
Holmes County Bank
Lexington, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 6.40 | |||
| Company Info |
Holmes County Bank
Lexington, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 321 | |||
| Phone Number | (662) 834-2311 | |||
| Website | www.holmesbk.com | |||
| Asset Quality |
Holmes County Bank
Lexington, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.40% | |||
| 5-Year Asset Growth | 4.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 3.53% | |||
| Non-Performing Loans to Loans | 1.65% | |||
| Balance Sheet |
Holmes County Bank
Lexington, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 154.04M | |||
| Total Deposits | 136.11M | |||
| Capital and Reserves |
Holmes County Bank
Lexington, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 15.28M | |||
| Leverage Ratio | 13.97 | |||
| Loan Loss Reserves to Loans | 1.67% | |||
| Risk-Based Capital Ratio | 27.41 | |||
| Liquidity |
Holmes County Bank
Lexington, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.82% | |||
| Liquidity Ratio | 33.18% | |||
| Profitability |
Holmes County Bank
Lexington, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.17% | |||
| Net Income | 287.00K | |||
| Net Interest Spread | 3.16% | |||
| Operating Profit to Average Assets | 0.76% | |||
| Overhead Efficiency Ratio | 78.49% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 7.85% | |||