| Weiss Ratings |
Holmes County Bank
Lexington, MS |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 6.40 | |||
| Company Info |
Holmes County Bank
Lexington, MS |
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| FDIC Number | 321 | |||
| Phone Number | (662) 834-2311 | |||
| Website | www.holmesbk.com | |||
| Asset Quality |
Holmes County Bank
Lexington, MS |
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| 1-Year Asset Growth | 8.95% | |||
| 5-Year Asset Growth | 4.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.70% | |||
| Non-Performing Loans to Capital | 4.00% | |||
| Non-Performing Loans to Loans | 1.72% | |||
| Balance Sheet |
Holmes County Bank
Lexington, MS |
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| Total Assets | 156.51M | |||
| Total Deposits | 137.77M | |||
| Capital and Reserves |
Holmes County Bank
Lexington, MS |
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| Capital | 15.99M | |||
| Leverage Ratio | 13.92 | |||
| Loan Loss Reserves to Loans | 1.72% | |||
| Risk-Based Capital Ratio | 28.66 | |||
| Liquidity |
Holmes County Bank
Lexington, MS |
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| Hot Money Ratio | 20.70% | |||
| Liquidity Ratio | 33.97% | |||
| Profitability |
Holmes County Bank
Lexington, MS |
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| 5-Year Return on Average Assets | 1.17% | |||
| Net Income | 642.00K | |||
| Net Interest Spread | 3.21% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 76.60% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 8.49% | |||