B
Moody National Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Moody National Bank
Galveston, TX
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Rating B
Asset Quality Index 4.40
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 3.10
Stability Index 9.70
Company Info Moody National Bank
Galveston, TX
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FDIC Number 3210
Phone Number (409) 632-5016
Website www.moodybank.com
Asset Quality Moody National Bank
Galveston, TX
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1-Year Asset Growth -5.44%
5-Year Asset Growth 2.47%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 2.97%
Non-Performing Loans to Capital 10.44%
Non-Performing Loans to Loans 3.81%
Balance Sheet Moody National Bank
Galveston, TX
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Total Assets 1.54B
Total Deposits 1.31B
Capital and Reserves Moody National Bank
Galveston, TX
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Capital 221.68M
Leverage Ratio 15.87
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio --
Liquidity Moody National Bank
Galveston, TX
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Hot Money Ratio 16.53%
Liquidity Ratio 15.11%
Profitability Moody National Bank
Galveston, TX
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5-Year Return on Average Assets 0.69%
Net Income 7.39M
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 67.65%
Return on Assets 0.95%
Return on Equity 6.77%