B
Moody National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Moody National Bank
Galveston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 3.90
Stability Index 8.30
Company Info Moody National Bank
Galveston, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 3210
Phone Number (409) 632-5016
Website www.moodybank.com
Asset Quality Moody National Bank
Galveston, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -6.29%
5-Year Asset Growth 2.47%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 1.81%
Non-Performing Loans to Capital 7.35%
Non-Performing Loans to Loans 2.20%
Balance Sheet Moody National Bank
Galveston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.57B
Total Deposits 1.35B
Capital and Reserves Moody National Bank
Galveston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 214.57M
Leverage Ratio 14.45
Loan Loss Reserves to Loans 1.60%
Risk-Based Capital Ratio --
Liquidity Moody National Bank
Galveston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.42%
Liquidity Ratio 19.68%
Profitability Moody National Bank
Galveston, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.67%
Net Income 19.76M
Net Interest Spread 3.02%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 62.82%
Return on Assets 1.18%
Return on Equity 10.11%