C
Moody National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Moody National Bank
Galveston, TX
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Rating C
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 4.10
Stability Index 8.10
Company Info Moody National Bank
Galveston, TX
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FDIC Number 3210
Phone Number (409) 632-5016
Website www.moodybank.com
Asset Quality Moody National Bank
Galveston, TX
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1-Year Asset Growth -7.62%
5-Year Asset Growth 8.14%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.56%
Non-Performing Loans to Capital 7.05%
Non-Performing Loans to Loans 1.78%
Balance Sheet Moody National Bank
Galveston, TX
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Total Assets 1.61B
Total Deposits 1.40B
Capital and Reserves Moody National Bank
Galveston, TX
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Capital 207.68M
Leverage Ratio 14.06
Loan Loss Reserves to Loans 1.52%
Risk-Based Capital Ratio --
Liquidity Moody National Bank
Galveston, TX
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Hot Money Ratio 18.04%
Liquidity Ratio 17.29%
Profitability Moody National Bank
Galveston, TX
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5-Year Return on Average Assets 0.67%
Net Income 15.83M
Net Interest Spread 2.98%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 61.54%
Return on Assets 1.25%
Return on Equity 11.09%