| Weiss Ratings |
Shelby Savings Bank, SSB
Center, TX |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
Shelby Savings Bank, SSB
Center, TX |
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| FDIC Number | 32135 | |||
| Phone Number | (936) 598-5688 | |||
| Website | www.ssbtx.com | |||
| Asset Quality |
Shelby Savings Bank, SSB
Center, TX |
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| 1-Year Asset Growth | 5.57% | |||
| 5-Year Asset Growth | 6.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 6.24% | |||
| Non-Performing Loans to Loans | 0.87% | |||
| Balance Sheet |
Shelby Savings Bank, SSB
Center, TX |
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| Total Assets | 457.44M | |||
| Total Deposits | 367.30M | |||
| Capital and Reserves |
Shelby Savings Bank, SSB
Center, TX |
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| Capital | 48.90M | |||
| Leverage Ratio | 11.11 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | 15.62 | |||
| Liquidity |
Shelby Savings Bank, SSB
Center, TX |
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| Hot Money Ratio | 27.09% | |||
| Liquidity Ratio | 24.51% | |||
| Profitability |
Shelby Savings Bank, SSB
Center, TX |
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| 5-Year Return on Average Assets | 1.48% | |||
| Net Income | 3.49M | |||
| Net Interest Spread | 4.48% | |||
| Operating Profit to Average Assets | 1.53% | |||
| Overhead Efficiency Ratio | 67.02% | |||
| Return on Assets | 1.53% | |||
| Return on Equity | 14.51% | |||