| Weiss Ratings |
Shelby Savings Bank, SSB
Center, TX |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Shelby Savings Bank, SSB
Center, TX |
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| FDIC Number | 32135 | |||
| Phone Number | (936) 598-5688 | |||
| Website | www.ssbtx.com | |||
| Asset Quality |
Shelby Savings Bank, SSB
Center, TX |
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| 1-Year Asset Growth | 5.14% | |||
| 5-Year Asset Growth | 7.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 2.82% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
Shelby Savings Bank, SSB
Center, TX |
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| Total Assets | 433.28M | |||
| Total Deposits | 339.49M | |||
| Capital and Reserves |
Shelby Savings Bank, SSB
Center, TX |
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| Capital | 47.46M | |||
| Leverage Ratio | 12.25 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | 16.01 | |||
| Liquidity |
Shelby Savings Bank, SSB
Center, TX |
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| Hot Money Ratio | 25.63% | |||
| Liquidity Ratio | 20.11% | |||
| Profitability |
Shelby Savings Bank, SSB
Center, TX |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 3.19M | |||
| Net Interest Spread | 4.83% | |||
| Operating Profit to Average Assets | 1.54% | |||
| Overhead Efficiency Ratio | 63.46% | |||
| Return on Assets | 1.54% | |||
| Return on Equity | 13.67% | |||