| Weiss Ratings |
Shelby Savings Bank, SSB
Center, TX |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Shelby Savings Bank, SSB
Center, TX |
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| FDIC Number | 32135 | |||
| Phone Number | (936) 598-5688 | |||
| Website | www.ssbtx.com | |||
| Asset Quality |
Shelby Savings Bank, SSB
Center, TX |
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| 1-Year Asset Growth | -1.14% | |||
| 5-Year Asset Growth | 7.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 2.35% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Shelby Savings Bank, SSB
Center, TX |
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| Total Assets | 409.68M | |||
| Total Deposits | 318.06M | |||
| Capital and Reserves |
Shelby Savings Bank, SSB
Center, TX |
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| Capital | 46.80M | |||
| Leverage Ratio | 12.32 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 15.70 | |||
| Liquidity |
Shelby Savings Bank, SSB
Center, TX |
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| Hot Money Ratio | 21.39% | |||
| Liquidity Ratio | 14.26% | |||
| Profitability |
Shelby Savings Bank, SSB
Center, TX |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 1.81M | |||
| Net Interest Spread | 4.83% | |||
| Operating Profit to Average Assets | 1.76% | |||
| Overhead Efficiency Ratio | 62.88% | |||
| Return on Assets | 1.76% | |||
| Return on Equity | 15.64% | |||