| Weiss Ratings |
Shelby Savings Bank, SSB
Center, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
Shelby Savings Bank, SSB
Center, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 32135 | |||
| Phone Number | (936) 598-5688 | |||
| Website | www.ssbtx.com | |||
| Asset Quality |
Shelby Savings Bank, SSB
Center, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.62% | |||
| 5-Year Asset Growth | 6.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 5.86% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
Shelby Savings Bank, SSB
Center, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 454.04M | |||
| Total Deposits | 359.57M | |||
| Capital and Reserves |
Shelby Savings Bank, SSB
Center, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 49.01M | |||
| Leverage Ratio | 12.00 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | 16.01 | |||
| Liquidity |
Shelby Savings Bank, SSB
Center, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 28.45% | |||
| Liquidity Ratio | 23.57% | |||
| Profitability |
Shelby Savings Bank, SSB
Center, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 6.94M | |||
| Net Interest Spread | 4.72% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 65.46% | |||
| Return on Assets | 1.64% | |||
| Return on Equity | 14.53% | |||