| Weiss Ratings |
First National Bank of Giddings
Giddings, TX |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 5.90 | |||
| Company Info |
First National Bank of Giddings
Giddings, TX |
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| FDIC Number | 3217 | |||
| Phone Number | (979) 542-1200 | |||
| Website | www.fnbgiddings.com | |||
| Asset Quality |
First National Bank of Giddings
Giddings, TX |
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| 1-Year Asset Growth | 7.61% | |||
| 5-Year Asset Growth | 7.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | -0.07% | |||
| Non-Performing Assets to Assets | 1.51% | |||
| Non-Performing Loans to Capital | 13.38% | |||
| Non-Performing Loans to Loans | 2.11% | |||
| Balance Sheet |
First National Bank of Giddings
Giddings, TX |
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| Total Assets | 357.49M | |||
| Total Deposits | 313.58M | |||
| Capital and Reserves |
First National Bank of Giddings
Giddings, TX |
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| Capital | 32.59M | |||
| Leverage Ratio | 10.47 | |||
| Loan Loss Reserves to Loans | 1.51% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First National Bank of Giddings
Giddings, TX |
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| Hot Money Ratio | 22.51% | |||
| Liquidity Ratio | 8.14% | |||
| Profitability |
First National Bank of Giddings
Giddings, TX |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 3.88M | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 56.29% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 13.31% | |||