| Weiss Ratings |
First National Bank of Giddings
Giddings, TX |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 6.10 | |||
| Company Info |
First National Bank of Giddings
Giddings, TX |
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| FDIC Number | 3217 | |||
| Phone Number | (979) 542-1200 | |||
| Website | www.fnbgiddings.com | |||
| Asset Quality |
First National Bank of Giddings
Giddings, TX |
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| 1-Year Asset Growth | 9.68% | |||
| 5-Year Asset Growth | 9.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | -0.10% | |||
| Non-Performing Assets to Assets | 2.24% | |||
| Non-Performing Loans to Capital | 11.40% | |||
| Non-Performing Loans to Loans | 3.18% | |||
| Balance Sheet |
First National Bank of Giddings
Giddings, TX |
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| Total Assets | 357.01M | |||
| Total Deposits | 306.83M | |||
| Capital and Reserves |
First National Bank of Giddings
Giddings, TX |
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| Capital | 31.48M | |||
| Leverage Ratio | 10.63 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First National Bank of Giddings
Giddings, TX |
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| Hot Money Ratio | 22.51% | |||
| Liquidity Ratio | 12.29% | |||
| Profitability |
First National Bank of Giddings
Giddings, TX |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 3.15M | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 56.79% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 14.90% | |||