| Weiss Ratings |
First National Bank of Giddings
Giddings, TX |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 6.20 | |||
| Company Info |
First National Bank of Giddings
Giddings, TX |
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| FDIC Number | 3217 | |||
| Phone Number | (979) 542-1200 | |||
| Website | www.fnbgiddings.com | |||
| Asset Quality |
First National Bank of Giddings
Giddings, TX |
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| 1-Year Asset Growth | 2.84% | |||
| 5-Year Asset Growth | 7.44% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.46% | |||
| Non-Performing Loans to Capital | 11.90% | |||
| Non-Performing Loans to Loans | 2.03% | |||
| Balance Sheet |
First National Bank of Giddings
Giddings, TX |
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| Total Assets | 356.15M | |||
| Total Deposits | 315.09M | |||
| Capital and Reserves |
First National Bank of Giddings
Giddings, TX |
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| Capital | 34.56M | |||
| Leverage Ratio | 11.18 | |||
| Loan Loss Reserves to Loans | 1.50% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First National Bank of Giddings
Giddings, TX |
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| Hot Money Ratio | 23.36% | |||
| Liquidity Ratio | 10.04% | |||
| Profitability |
First National Bank of Giddings
Giddings, TX |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 2.35M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 1.53% | |||
| Overhead Efficiency Ratio | 53.93% | |||
| Return on Assets | 1.28% | |||
| Return on Equity | 14.17% | |||