| Weiss Ratings |
The First National Bank of East Texas
Gilmer, TX |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 5.80 | |||
| Company Info |
The First National Bank of East Texas
Gilmer, TX |
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| FDIC Number | 3218 | |||
| Phone Number | (903) 843-4100 | |||
| Website | www.fnbgilmer.com | |||
| Asset Quality |
The First National Bank of East Texas
Gilmer, TX |
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| 1-Year Asset Growth | 4.16% | |||
| 5-Year Asset Growth | 3.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 1.23% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 2.77% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
The First National Bank of East Texas
Gilmer, TX |
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| Total Assets | 575.94M | |||
| Total Deposits | 525.56M | |||
| Capital and Reserves |
The First National Bank of East Texas
Gilmer, TX |
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| Capital | 48.22M | |||
| Leverage Ratio | 9.73 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of East Texas
Gilmer, TX |
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| Hot Money Ratio | 28.41% | |||
| Liquidity Ratio | 15.71% | |||
| Profitability |
The First National Bank of East Texas
Gilmer, TX |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 929.00K | |||
| Net Interest Spread | 4.14% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 73.38% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 7.83% | |||