| Weiss Ratings |
The First National Bank of East Texas
Gilmer, TX |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 5.80 | |||
| Company Info |
The First National Bank of East Texas
Gilmer, TX |
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| FDIC Number | 3218 | |||
| Phone Number | (903) 843-4100 | |||
| Website | www.fnbgilmer.com | |||
| Asset Quality |
The First National Bank of East Texas
Gilmer, TX |
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| 1-Year Asset Growth | 7.16% | |||
| 5-Year Asset Growth | 3.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 5.94% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
The First National Bank of East Texas
Gilmer, TX |
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| Total Assets | 595.86M | |||
| Total Deposits | 540.26M | |||
| Capital and Reserves |
The First National Bank of East Texas
Gilmer, TX |
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| Capital | 52.34M | |||
| Leverage Ratio | 9.77 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of East Texas
Gilmer, TX |
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| Hot Money Ratio | 31.41% | |||
| Liquidity Ratio | 18.04% | |||
| Profitability |
The First National Bank of East Texas
Gilmer, TX |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 4.57M | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 70.70% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 12.47% | |||