C
USAA Federal Savings Bank
PhoenixAZ
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings USAA Federal Savings Bank
Phoenix, AZ
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.70
Capitalization Index 5.20
Liquidity Index 4.50
Profitability Index 2.80
Stability Index 2.40
Company Info USAA Federal Savings Bank
Phoenix, AZ
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 32188
Phone Number (800) 531-8722
Website www.usaa.com
Asset Quality USAA Federal Savings Bank
Phoenix, AZ
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -1.13%
5-Year Asset Growth -0.18%
5-Year Charge-Offs to Average Loans 1.22%
Charge-Offs to Average Loans 2.06%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 3.67%
Non-Performing Loans to Loans 1.19%
Balance Sheet USAA Federal Savings Bank
Phoenix, AZ
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 107.99B
Total Deposits 93.39B
Capital and Reserves USAA Federal Savings Bank
Phoenix, AZ
Click to
Compare
Click to
Compare
Click to
Compare
Capital 5.26B
Leverage Ratio 9.05
Loan Loss Reserves to Loans 4.22%
Risk-Based Capital Ratio 18.22
Liquidity USAA Federal Savings Bank
Phoenix, AZ
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 3.46%
Liquidity Ratio 24.80%
Profitability USAA Federal Savings Bank
Phoenix, AZ
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets -0.19%
Net Income 432.00M
Net Interest Spread 4.73%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 76.02%
Return on Assets 0.40%
Return on Equity 9.29%